The National State Bank Building is located on River Street in Troy

Troy, New York

Troy is a city in the US State of New York and the seat of Rensselaer County. Troy is located on the western edge of Rensselaer County and on the eastern bank of the Hudson River. Troy has close ties to the nearby cities of Albany and Schenectady, forming a region popularly called the Capital...

, New York, United States, at its junction with Fulton and Third (southbound US 4

U.S. Route 4 in New York

U.S. Route 4 is a part of the U.S. Highway System that runs from East Greenbush, New York, to Portsmouth, New Hampshire. In the U.S. state of New York, US 4 extends from an intersection with US 9 and US 20 in East Greenbush to the Vermont state line northeast of Whitehall...

) streets. It was listed on the National Register of Historic Places

National Register of Historic Places

The National Register of Historic Places is the United States government's official list of districts, sites, buildings, structures, and objects deemed worthy of preservation...

 in 1970, one of the earliest buildings in the city so recognized. Since 1986 it has been a contributing property

Contributing property

In the law regulating historic districts in the United States, a contributing resource or contributing property is any building, structure, or object which adds to the historical integrity or architectural qualities that make the historic district, listed locally or federally, significant...

 to the Central Troy Historic District

Central Troy Historic District

The Central Troy Historic District is an irregularly-shaped, area of downtown Troy, New York, United States. It has been described as "one of the most perfectly preserved 19th-century downtowns in the [country]" with nearly 700 properties in a variety of architectural styles from the early 19th to...

.

It was built in 1904, on the site of a public market that had burned down the year before, by local architect Marcus F. Cummings in the Beaux Arts architectural style

Architectural style

Architectural styles classify architecture in terms of the use of form, techniques, materials, time period, region and other stylistic influences. It overlaps with, and emerges from the study of the evolution and history of architecture...

. Five stories high, three bays

Bay (architecture)

A bay is a unit of form in architecture. This unit is defined as the zone between the outer edges of an engaged column, pilaster, or post; or within a window frame, doorframe, or vertical 'bas relief' wall form.-Defining elements:...

 wide by nine deep, its fenestration

Window

A window is a transparent or translucent opening in a wall or door that allows the passage of light and, if not closed or sealed, air and sound. Windows are usually glazed or covered in some other transparent or translucent material like float glass. Windows are held in place by frames, which...

 is similar to the larger Ilium Building

Ilium Building

The Ilium Building is located at the northeast corner of Fulton and Fourth in Troy, New York, United States. It was listed on the National Register of Historic Places in 1970, and since 1986 has also been a contributing property to the Central Troy Historic District.It is a five-story,...

 a block to the east. The first story is faced in rusticated

Rustication (architecture)

thumb|upright|Two different styles of rustication in the [[Palazzo Medici-Riccardi]] in [[Florence]].In classical architecture rustication is an architectural feature that contrasts in texture with the smoothly finished, squared block masonry surfaces called ashlar...

 stone

Stonemasonry

The craft of stonemasonry has existed since the dawn of civilization - creating buildings, structures, and sculpture using stone from the earth. These materials have been used to construct many of the long-lasting, ancient monuments, artifacts, cathedrals, and cities in a wide variety of cultures...

, the second through fifth in light gold brick

Brick

A brick is a block of ceramic material used in masonry construction, usually laid using various kinds of mortar. It has been regarded as one of the longest lasting and strongest building materials used throughout history.-History:...

 with stone and terra cotta

Glazed architectural terra-cotta

Glazed architectural terra-cotta is a ceramic masonry building material popular in the United States from the late 19th century until the 1930s, and still one of the most common building materials found in U.S. urban environments...

 trim, and with carved stone panels beneath the third and fourth floor windows. These three distinct zones, along with the building's steel frame

Steel frame

Steel frame usually refers to a building technique with a "skeleton frame" of vertical steel columns and horizontal -beams, constructed in a rectangular grid to support the floors, roof and walls of a building which are all attached to the frame...

 construction and use of an elevator

Elevator

An elevator is a type of vertical transport equipment that efficiently moves people or goods between floors of a building, vessel or other structures...

 inside, show the influence of early skyscraper

Skyscraper

A skyscraper is a tall, continuously habitable building of many stories, often designed for office and commercial use. There is no official definition or height above which a building may be classified as a skyscraper...

design.