ATM Bersama is one of the many interbank network

Interbank network

An interbank network, also known as an ATM consortium or ATM network, is a computer network that connects the ATMs of different banks and permits these ATMs to interact with the ATM cards of non-native banks....

s in Indonesia

Indonesia

Indonesia , officially the Republic of Indonesia , is a country in Southeast Asia and Oceania. Indonesia is an archipelago comprising approximately 13,000 islands. It has 33 provinces with over 238 million people, and is the world's fourth most populous country. Indonesia is a republic, with an...

, connecting the ATM

Automated teller machine

An automated teller machine or automatic teller machine, also known as a Cashpoint , cash machine or sometimes a hole in the wall in British English, is a computerised telecommunications device that provides the clients of a financial institution with access to financial transactions in a public...

 networks of twenty-one banks in Indonesia. It was established 1993 and is based on the model adopted by MegaLink

MegaLink

MegaLink is an interbank network connecting the ATM networks of nineteen* members in the Philippines with a total of more than 2,921* ATMs nationwide and handling more than 795,000* transactions a day...

, an interbank network in the Philippines

Philippines

The Philippines , officially known as the Republic of the Philippines , is a country in Southeast Asia in the western Pacific Ocean. To its north across the Luzon Strait lies Taiwan. West across the South China Sea sits Vietnam...

.

At present, ATM Bersama has over 70 members with 17,000 ATMs over all of Indonesia's provinces and countless of Indonesia's cities. The network is owned by PT Artajasa Pembayaran Elektronis.

Services

ATM Bersama provides many interbank facilities, including balance inquiry, cash withdrawal and real time-online transfer to other accounts of members of the shared network. In 2004 ARTAJASA made a cross-border ATM Bersama with partner provider MEPS

MEPS

MEPS can refer to:* Military Entrance Processing Station* Marine Ecology Progress Series, a scientific journal dealing mostly with research in the field of marine ecology.* Methode d’Evaluation des Produits Securitaire “bancaires”...

, Malaysia to service Indonesian workers, students living there as well as tourists. Singapore and Thailand have already been linked to the ATM Bersama network with NETS and ITMX respectively.

Current members

The following banks are the current members of ATM Bersama network:

• ANZ
• Bank Agroniaga
• Bank Artos Indonesia
• Bank Bengkulu
• Bank BPD Kalsel
• Bank BPD Kaltim
• Bank Bukopin
• Bank Capital
• Bank Commonwealth
• Bank DKI
• Bank Ganesha
• Bank HSBC
• Bank Ina Perdana
• Bank Index
• Bank Jabar Banten
• Bank Jambi
• Bank Jateng
• Bank Jatim
• Bank Kalbar
• Bank Kesawan
• Bank Kesejahteraan
• Bank Lampung
• Bank Maluku
• Bank Mayapada Internasional
• Bank Mayora
• Bank Mega
• Bank Mega Syariah
• Bank Mestika
• Bank Muamalat
• Bank Mutiara
• Bank Nagari
• Bank NTB
• Bank NTT
• Bank Nusantara Parahyangan
• Bank Panin
• Bank Papua
• Bank Pundi Indonesia
• Bank Riau Kepri
• Bank Saudara
• Bank Sinarmas
• Bank Sulsel
• Bank Sulteng
• Bank Sultra
• Bank Sulut
• Bank Sumsel Babel
• Bank Sumut
• Bank Swadesi
• Bank Syariah Mandiri
• BII
• Bank Negara Indonesia
  Bank Negara Indonesia
  Bank Negara Indonesia , commonly known as BNI, is an Indonesian bank. It branches primarily in Indonesia, but it can also found in Singapore, Hong Kong, Tokyo, London and New York. It had 1,000 branches and 9 million customers in 2006. It is quoted on the Indonesia Stock Exchange as...
  
   (BNI)
• BPD Aceh
• BPD Bali
• BPD DIY
• BPD Kalteng
• BPR KS
• BPR SJ
• Bank Rakyat Indonesia
  Bank Rakyat Indonesia
  Bank Rakyat Indonesia or PT. Bank Rakyat Indonesia , , is one of the larger banks in Indonesia. It specialises in small scale and microfinance style borrowing from and lending to its approximately 30 million retail clients through its over 4,000 branches, units and rural service posts...
  
   BRI
• BRI Syariah
• BTN
• BTPN
• CIMB Niaga
  CIMB Niaga
  PT Bank CIMB Niaga TBK was established in 1955. It is currently the fifth largest bank in Indonesia by assets and well-known for its excellence in service and management development program. Currently, CIMB Niaga majorly owned by CIMB Group...
  
  
• Citibank
• Bank Danamon
• ICB Bumiputera
• Bank Mandiri
  Bank Mandiri
  Bank Mandiri , headquartered in Jakarta, is the largest bank in Indonesia in term of assets, loans and deposits. Total assets as of Q2 2010 were IDR 402.1 trillion . It also has Capital Adequacy Ratio of 23% , Return on Asset of 0.71 %, and Return on Equity of 7.38 %...
  
  
• OCBC NISP
• Bank Permata
  Bank Permata
  - Bank Bali :PT Bank Permata Tbk was established in Indonesia on December 17, 1954 based on the notarial deed No. 228 of Eliza Pondaag, S.H., substitute of Raden Mas Soerojo, S.H., notary in Jakarta...
  
  
• RBS
• Standard Chartered Bank
• UOB Buana

Indonesian interbank networks

• ALTO
  ALTO
  ALTO is an interbank network in Indonesia. It was founded on 1994. ALTO is owned by PT ALTO Network.-History:In 1984, the automated teller machine was introduced to Indonesia, providing cardholders with around the clock banking services for the first time. Within a few years, many Indonesian banks...
  
  
• PRIMA
  PRIMA (Indonesia)
  PRIMA is one of the interbank networks in Indonesia. PRIMA is owned by PT Rintis Sejahtera. PT Rintis Sejahtera is a Satellite Communication services provider that transmitting digital information within the region and around the world.-Services:* PRIMAMESH...
  
  
• Link

External links

PT Artajasa Pembayaran Elektronis website