Zolotaya Korona
Encyclopedia
Zolotaya Korona is a Russian payment system that provides cash and cashless payment services.

Participants of system are 220 banks from 75 regions of Russia
Russia
Russia or , officially known as both Russia and the Russian Federation , is a country in northern Eurasia. It is a federal semi-presidential republic, comprising 83 federal subjects...

, CIS
Commonwealth of Independent States
The Commonwealth of Independent States is a regional organization whose participating countries are former Soviet Republics, formed during the breakup of the Soviet Union....

 and other countries.
Cards «Zolotaya Korona» are accepted to service in 275 cities of Russia
Russia
Russia or , officially known as both Russia and the Russian Federation , is a country in northern Eurasia. It is a federal semi-presidential republic, comprising 83 federal subjects...

, and also in Ukraine
Ukraine
Ukraine is a country in Eastern Europe. It has an area of 603,628 km², making it the second largest contiguous country on the European continent, after Russia...

, Belarus
Belarus
Belarus , officially the Republic of Belarus, is a landlocked country in Eastern Europe, bordered clockwise by Russia to the northeast, Ukraine to the south, Poland to the west, and Lithuania and Latvia to the northwest. Its capital is Minsk; other major cities include Brest, Grodno , Gomel ,...

, Kyrgyzstan
Kyrgyzstan
Kyrgyzstan , officially the Kyrgyz Republic is one of the world's six independent Turkic states . Located in Central Asia, landlocked and mountainous, Kyrgyzstan is bordered by Kazakhstan to the north, Uzbekistan to the west, Tajikistan to the southwest and China to the east...

, Mongolia
Mongolia
Mongolia is a landlocked country in East and Central Asia. It is bordered by Russia to the north and China to the south, east and west. Although Mongolia does not share a border with Kazakhstan, its western-most point is only from Kazakhstan's eastern tip. Ulan Bator, the capital and largest...

 and China
China
Chinese civilization may refer to:* China for more general discussion of the country.* Chinese culture* Greater China, the transnational community of ethnic Chinese.* History of China* Sinosphere, the area historically affected by Chinese culture...

. Zolotaya Korona was created in 1994 by CFT Group
Center of Financial Technologies (CFT)
Center of Financial Technologies is a leading Russian software company that provides software solutions and services to financial, healthcare and public sectors. It is among the 5 largest software developing companies operating on CIS market....

. As of 1 July 2009, total emission was 19 041 780 cards. That is 57% more than in the same period of 2008. Total turnover for the first half of 2009 was 184 billion rubles.

History

Payment system Zolotaya Korona was founded in 1994 in Novosibirsk
Novosibirsk
Novosibirsk is the third-largest city in Russia, after Moscow and Saint Petersburg, and the largest city of Siberia, with a population of 1,473,737 . It is the administrative center of Novosibirsk Oblast as well as of the Siberian Federal District...

. By 1999 it united 144 participants in 58 regions of Russian Federation. In 2001 it implemented support of emission and acquiring of chip Debit/Credit cards according to EMV
EMV
EMV stands for Europay, MasterCard and VISA, a global standard for inter-operation of integrated circuit cards and IC card capable point of sale terminals and automated teller machines , for authenticating credit and debit card transactions.It is a joint effort between Europay, MasterCard and...

 specifications.

In 2006 Russian payment system Zolotaya Korona won open tender of Novosibirsk
Novosibirsk
Novosibirsk is the third-largest city in Russia, after Moscow and Saint Petersburg, and the largest city of Siberia, with a population of 1,473,737 . It is the administrative center of Novosibirsk Oblast as well as of the Siberian Federal District...

 town hall for supply of Social cards.

In 2008 Zolotaya Korona became a laureate of biggest national award in financial sphere "Financial elite of the South" in nomination "Most reliable bank card".

In October 2009, Zolotaya Korona became a member of "Sibirian Transport Union".

Zolotaya Korona technology is used in Turkmenistan
Turkmenistan
Turkmenistan , formerly also known as Turkmenia is one of the Turkic states in Central Asia. Until 1991, it was a constituent republic of the Soviet Union, the Turkmen Soviet Socialist Republic . Turkmenistan is one of the six independent Turkic states...

 (Turkmencard), Kyrgyzstan
Kyrgyzstan
Kyrgyzstan , officially the Kyrgyz Republic is one of the world's six independent Turkic states . Located in Central Asia, landlocked and mountainous, Kyrgyzstan is bordered by Kazakhstan to the north, Uzbekistan to the west, Tajikistan to the southwest and China to the east...

(AlayCard), and national credit organization "ElBank-Lucas" (Poland).

Products and services

Bank cards - debit, credit, prepaid, corporate, etc.

Transport and social cards - Zolotaya Korona projects in Chelyabinsk, Novosibirsk, Samara, Omsk, Orenburg, Gorno-Altaysk.

Loyalty cards - bonus, gift, discount, prepaid, etc.

Money transfer - system Zolotaya Korona – Money Transfers unites all CIS countries; it is also integrated with Money Gram company that enables money transfers throughout the world.

SMS + Internet bank remote banking services.

External links

Official site of Zolotaya Korona Official site of CFT Group
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