Xceed Financial Credit Union
Encyclopedia
Xceed Financial Credit Union is a credit union
and financial institution serving Xerox
, OfficeMax
, Seneca Park Zoo
, Heal the Bay
, Webster Public Library
, more than 200 additional select employer groups (SEGs), organizations, and communities nationwide. It currently has 16 Financial Centers in six states.
Member savings at Xceed Financial Credit Union are backed by the full faith and credit of the United States government, up to $250,000 per account, through the National Credit Union Share Insurance Fund
(NCUSIF). This level of insurance protection has recently been extended through December 31, 2013, as a provision of the Helping Families Save Their Homes Act of 2009
, signed into law May 20, 2009.
As a federally chartered credit union, Xceed Financial Credit Union is governed by the National Credit Union Administration
(NCUA), the federal agency responsible for regulating federal credit unions.
Share Accounts (Checking, Savings, Money Market, Certificate, IRA, HSA
)
New and Used Consumer Loans (Auto, Boat, RV, Motorcycle)
Real Estate (Fixed- and Adjustable-rate Mortgage, Home Equity Loan)
Insurance Services (Personal and Home)
Electronic Services (Online banking
, Mobile banking
, Electronic bill payment
, eStatements)
Investment, Insurance, and Financial Planning Services through LPL Financial
Financial Centers in six states, including:
El Segundo, California
Mountain View, California
San Jose, California
Norwalk, Connecticut
Naperville, Illinois
Parsippany, New Jersey
Pittsford, New York
Rochester, New York
Webster, New York
Lewisville, Texas
Credit union
A credit union is a cooperative financial institution that is owned and controlled by its members and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing other financial services to its members...
and financial institution serving Xerox
Xerox
Xerox Corporation is an American multinational document management corporation that produced and sells a range of color and black-and-white printers, multifunction systems, photo copiers, digital production printing presses, and related consulting services and supplies...
, OfficeMax
OfficeMax
OfficeMax , is an American office supplies retailer that was founded in 1988 and is headquartered in Naperville, Illinois.-History:On April 1, 1988, OfficeMax was founded in Cleveland, Ohio, by Bob Hurwitz and Michael Feuer. Hurwitz served as executive chairman and chief executive officer and Feuer...
, Seneca Park Zoo
Seneca Park Zoo
Seneca Park Zoo is a zoo located in Rochester, New York. The Zoo is home to about 300 animals, and is accredited by the Association of Zoos and Aquariums . The zoo is run by Monroe County, New York and supported by the Seneca Park Zoo Society. Larry Sorel is the Director of the Zoo and Rachel...
, Heal the Bay
Heal the Bay
Heal the Bay is a U.S. environmental advocacy non-profit organization based in Santa Monica, California.Heal the Bay is dedicated to protecting California's Santa Monica Bay, a region of the Pacific coast encompassed by Malibu's Point Dume on the north and the Palos Verdes Peninsula on the south...
, Webster Public Library
Webster Public Library
The Webster Public Library is located in the Town of Webster, just outside of Rochester, New York.-History:The first public library in Webster, NY was built in 1929. At that time it was housed in a single room of the high school, and had collection of 657 books...
, more than 200 additional select employer groups (SEGs), organizations, and communities nationwide. It currently has 16 Financial Centers in six states.
Member savings at Xceed Financial Credit Union are backed by the full faith and credit of the United States government, up to $250,000 per account, through the National Credit Union Share Insurance Fund
National Credit Union Share Insurance Fund
The National Credit Union Share Insurance Fund is administered by the National Credit Union Administration for the purpose of providing deposit insurance to protect deposits of credit union members at insured institutions in the United States. It was created in 1970 shortly after the creation of...
(NCUSIF). This level of insurance protection has recently been extended through December 31, 2013, as a provision of the Helping Families Save Their Homes Act of 2009
Helping Families Save Their Homes Act of 2009
The Helping Families Save Their Homes Act of 2009 is a recently enacted public law in the United States. On May 20, 2009, the Senate bill was signed into law by President Barack Obama...
, signed into law May 20, 2009.
As a federally chartered credit union, Xceed Financial Credit Union is governed by the National Credit Union Administration
National Credit Union Administration
The National Credit Union Administration is the United States independent federal agency that supervises and charters federal credit unions...
(NCUA), the federal agency responsible for regulating federal credit unions.
History
Xceed Financial Credit Union started in 1964 as Scientific Data Systems Credit Union and became Xerox Federal Credit Union in 1970. In April, 2008, the credit union changed its name to Xceed Financial Credit Union, and is typically referred to as Xceed or Xceed Financial. It has more than $800 million in assets and just under 77,000 members.Services
Xceed Financial Credit Union offers the following services:Share Accounts (Checking, Savings, Money Market, Certificate, IRA, HSA
Health savings account
A health savings account is a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a high-deductible health plan . The funds contributed to an account are not subject to federal income tax at the time of deposit. Unlike a flexible spending account...
)
New and Used Consumer Loans (Auto, Boat, RV, Motorcycle)
Real Estate (Fixed- and Adjustable-rate Mortgage, Home Equity Loan)
Insurance Services (Personal and Home)
Electronic Services (Online banking
Online banking
Online banking allows customers to conduct financial transactions on a secure website operated by their retail or virtual bank, credit union or building society.-Features:...
, Mobile banking
Mobile Banking
Mobile banking is a term used for performing balance checks, account transactions, payments, credit applications and other banking transactions through a mobile device such as a mobile phone or Personal Digital Assistant . The earliest mobile banking services were offered over SMS...
, Electronic bill payment
Electronic bill payment
Electronic bill payment is a feature of online banking, similar in its effect to a giro, allowing a depositor to send money from their demand account to a creditor or vendor such as a public utility or a department store to be credited against a specific account...
, eStatements)
Investment, Insurance, and Financial Planning Services through LPL Financial
LPL Financial
LPL Financial is the largest organization of independent financial advisors in the United States. LPL Financial was formed in 1989 through the merger of two brokerage firms—Linsco and Private Ledger —and has since expanded its number of independent financial advisors from a few hundred to more...
Financial Centers in six states, including:
El Segundo, California
El Segundo, California
El Segundo is a city in Los Angeles County, California, United States. Located on the Santa Monica Bay, it was incorporated on January 18, 1917, and is one of the Beach Cities of Los Angeles County and part of the South Bay Cities Council of Governments...
Mountain View, California
Mountain View, California
-Downtown:Mountain View has a pedestrian-friendly downtown centered on Castro Street. The downtown area consists of the seven blocks of Castro Street from the Downtown Mountain View Station transit center in the north to the intersection with El Camino Real in the south...
San Jose, California
San Jose, California
San Jose is the third-largest city in California, the tenth-largest in the U.S., and the county seat of Santa Clara County which is located at the southern end of San Francisco Bay...
Norwalk, Connecticut
Norwalk, Connecticut
Norwalk is a city in Fairfield County, Connecticut, United States. According to the 2010 U.S. Census, the population of the city is 85,603, making Norwalk sixth in population in Connecticut, and third in Fairfield County...
Naperville, Illinois
Naperville, Illinois
Naperville is a city in DuPage and Will Counties in Illinois in the United States, voted the second best place to live in the United States by Money Magazine in 2006. As of the 2010 census, the city had a total population of 141,853. It is the fifth largest city in the state, behind Chicago,...
Parsippany, New Jersey
Pittsford, New York
Pittsford (town), New York
Pittsford is a town in Monroe County, New York, United States and is an affluent suburb of Rochester. The population was 29,405 at the 2010 census....
Rochester, New York
Rochester, New York
Rochester is a city in Monroe County, New York, south of Lake Ontario in the United States. Known as The World's Image Centre, it was also once known as The Flour City, and more recently as The Flower City...
Webster, New York
Webster (town), New York
Webster is a town in the northeast corner of Monroe County, New York, United States. The town is named after orator and statesman Daniel Webster. The population was 42,641 at the 2010 census....
Lewisville, Texas
Lewisville, Texas
Lewisville is a city in Denton County in the U.S. state of Texas. The 2010 United States Census placed the population at 95,290 within . The city also includes of Lewisville Lake....