Terra-Gruppen
Encyclopedia
Terra-Gruppen, branded as Terra is an alliance
between 77 Norwegian
savings bank
s. Terra-Gruppen is a strategic alliance of local Norwegian savings banks, and co-ordinates work within the areas defined as falling within the alliance. The group supplies competitive products and services to banks and other actors within the financial sector. The services of Terra include joint solutions for product development, procurement of services and products relating to information technology and payment processing, project management, training and expertise development. The financial companies provides a wide trange of financial products, including securities
, insurance
and real estate agencies, financing and debet cards and credit cards. The alliance has its headquarter in Oslo
, Norway, and the ownerbanks has a total assets of NOK
250 billion.
that was a merger between a total of more than one hundred banks. In 1996 a lot of the other large, regional banks formed an alliance called SpareBank 1
to provide an umbrella for their operations. At the same time both the large savings banks and the commercial banks had two new trends; a new technological platform with online banking
and the banks providing the total spectre of financial services, also including savings, securities and insurance. Also the small, independent savings banks who had not merged needed to provide these services. As a result they formed Eika Gruppen. Since 1997, Terra has acquired subsidiaries to perform a larger and larger sprectre of products.
In 2007, Terra-Gruppen received a major blow in the Terra Securities scandal
where former Terra Securities had sold very questionable, complex and geared
investments to eight municipalities. On November 28, 2007, Terra Securities
lost all concessions from the Financial Supervisory Authority of Norway
and filed for bankruptcy
the same day. As a consequence, CEO Ola Sundt Ravnestad
retired as CEO, following board member Sverre Leiro
who had retired a week earlier. New CEO was Stein Ole Larsen
.
Business alliance
A business alliance is an agreement between businesses, usually motivated by cost reduction and improved service for the customer. Alliances are often bounded by a single agreement with equitable risk and opportunity share for all parties involved and are typically managed by an integrated project...
between 77 Norwegian
Norway
Norway , officially the Kingdom of Norway, is a Nordic unitary constitutional monarchy whose territory comprises the western portion of the Scandinavian Peninsula, Jan Mayen, and the Arctic archipelago of Svalbard and Bouvet Island. Norway has a total area of and a population of about 4.9 million...
savings bank
Sparebank
Sparebank is a Norwegian savings bank without external owners. The Norwegian sparebanks are a separate type of juridical entity that differ from commercial banks. There are a total of 123 savings banks in Norway.- History :...
s. Terra-Gruppen is a strategic alliance of local Norwegian savings banks, and co-ordinates work within the areas defined as falling within the alliance. The group supplies competitive products and services to banks and other actors within the financial sector. The services of Terra include joint solutions for product development, procurement of services and products relating to information technology and payment processing, project management, training and expertise development. The financial companies provides a wide trange of financial products, including securities
Security (finance)
A security is generally a fungible, negotiable financial instrument representing financial value. Securities are broadly categorized into:* debt securities ,* equity securities, e.g., common stocks; and,...
, insurance
Insurance
In law and economics, insurance is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for payment. An insurer is a company selling the...
and real estate agencies, financing and debet cards and credit cards. The alliance has its headquarter in Oslo
Oslo
Oslo is a municipality, as well as the capital and most populous city in Norway. As a municipality , it was established on 1 January 1838. Founded around 1048 by King Harald III of Norway, the city was largely destroyed by fire in 1624. The city was moved under the reign of Denmark–Norway's King...
, Norway, and the ownerbanks has a total assets of NOK
Norwegian krone
The krone is the currency of Norway and its dependent territories. The plural form is kroner . It is subdivided into 100 øre. The ISO 4217 code is NOK, although the common local abbreviation is kr. The name translates into English as "crown"...
250 billion.
Subsidiaries
- Terra Aktiv Eiendomsforvaltning (real estate agencies incl franchise)
- Terra BoligKreditt (finance)
- Terra Aktiv Eiendomsoppgjør (real estate services)
- Terra Finans (finance)
- Terra MarketsTerra MarketsTerra Markets AS is an Norwegian investment banking firm in the Terra Group. Terra Markets employs 75 professionals in brokerage, equity research, market making and corporate finance. The equity research team consists of 15 analysts who cover approximately 150 listed companies in Norway...
(securities and capital markets) - Terra Kortbank (debet and credit cards)
- Terra Alliansen (joint solutions banking industry)
- Terra Fondsforvaltning (fundsmanager)
- Terra Forsikring (insurance)
History
Terra was founded in 1997 as Eika Gruppen as a consequence of the new trends in Norwegian banking. Previously there had been a massive merging among Norwegian savings banks, resulting in a number of regional savings banks, the largest of these being Sparebanken NORSparebanken NOR
Union Bank of Norway branded as Sparebanken NOR was Norway's largest savings bank between 1990 and 1999. The bank was created as a merger between Sparebanken ABC and four other regional savings banks. The new bank had its headquarters in Oslo and was in existence until 1999 when it merged with...
that was a merger between a total of more than one hundred banks. In 1996 a lot of the other large, regional banks formed an alliance called SpareBank 1
Sparebank 1
SpareBank 1 is a Norwegian alliance and brand name for savings bank. The alliance is organised through the company SpareBank 1 Gruppen AS that is owned by the participating banks. In total the alliance is Norway's second largest bank with total assets of NOK 625 billion, 352 branches and 6300...
to provide an umbrella for their operations. At the same time both the large savings banks and the commercial banks had two new trends; a new technological platform with online banking
Online banking
Online banking allows customers to conduct financial transactions on a secure website operated by their retail or virtual bank, credit union or building society.-Features:...
and the banks providing the total spectre of financial services, also including savings, securities and insurance. Also the small, independent savings banks who had not merged needed to provide these services. As a result they formed Eika Gruppen. Since 1997, Terra has acquired subsidiaries to perform a larger and larger sprectre of products.
In 2007, Terra-Gruppen received a major blow in the Terra Securities scandal
Terra Securities scandal
The Terra Securities scandal was a scandal that became public in November 2007. It involved highly speculative investments by eight municipalities of Norway in various hedge funds in the United States bond market. The funds were sold by Terra Securities to the municipalities, while the products...
where former Terra Securities had sold very questionable, complex and geared
Leverage (finance)
In finance, leverage is a general term for any technique to multiply gains and losses. Common ways to attain leverage are borrowing money, buying fixed assets and using derivatives. Important examples are:* A public corporation may leverage its equity by borrowing money...
investments to eight municipalities. On November 28, 2007, Terra Securities
Terra Securities
Terra Securities ASA was a Norwegian security company that sold various financial instruments, index options, hedge funds and other investment securities through 78 local savings banks that are members of Terra-Gruppen. In 2006 it had a market share of 1.92 % on Oslo Stock Exchange, rating it as...
lost all concessions from the Financial Supervisory Authority of Norway
Financial Supervisory Authority of Norway
The Financial Supervisory Authority of Norway is a Norwegian government agency responsible for supervision of financial companies within Norway based on law and regulations from Storting, the Norwegian Ministry of Finance and international accounting standards...
and filed for bankruptcy
Bankruptcy
Bankruptcy is a legal status of an insolvent person or an organisation, that is, one that cannot repay the debts owed to creditors. In most jurisdictions bankruptcy is imposed by a court order, often initiated by the debtor....
the same day. As a consequence, CEO Ola Sundt Ravnestad
Ola Sundt Ravnestad
Ola Sundt Ravnestad is a Norwegian businessperson, banker and entrepreneur. He was Chief Executive Officer of the bank alliance Terra-Gruppen, that he founded along with a number of savings banks in 1997....
retired as CEO, following board member Sverre Leiro
Sverre Leiro
Sverre Leiro is a Norwegian businesspersonHe was the Chief Executive Officer in NorgesGruppen until 2011, when he retired. He instead became chair of Moelven Industrier. From 2006 to 2007 he was a board member of Terra-Gruppen, but withdrew on 23 November 2007 due to the Terra Securities...
who had retired a week earlier. New CEO was Stein Ole Larsen
Stein Ole Larsen
Stein Ole Larsen is a Norwegian businessperson and banker. Since 2007 he has been Chief Executive Officer of Terra-Gruppen.Larsen has previously been CEO of Odal Sparebank, Eidsberg Sparebank and Bank2...
.
Member banks
| Bank | Website | Main office | Founded |
|---|---|---|---|
| Andebu Sparebank | http://www.andebu-sparebank.no/ | Andebu Andebu Andebu is a municipality in Vestfold county, Norway. The administrative centre of the municipality is the village of Andebu. The parish of Andebo was established as a municipality on 1 January 1838 .... |
1863 |
| Ankenes Sparebank | http://www.ankenessparebank.no/ | Narvik Narvik is the third largest city and municipality in Nordland county, Norway by population. Narvik is located on the shores of the Narvik Fjord . The municipality is part of the Ofoten traditional region of North Norway, inside the arctic circle... |
1885 |
| Arendal og Omegns Sparekasse | http://www.sparekassen.no | Arendal Arendal is a town and municipality in the county of Aust-Agder, Norway. Arendal belongs to the traditional region of Sørlandet.The town of Arendal is the administrative center the municipality and also of Aust-Agder county... |
1890 |
| Askim Sparebank | http://www.askimsparebank.no/ | Askim Askim is a town and a municipality in Østfold county, Norway. The administrative centre of the municipality is the town of Askim. Askim was established as a municipality on 1 January 1838 .... |
1888 |
| Aurland Sparebank | http://www.aurlandsparebank.no/ | Aurland Aurland Aurland is a municipality in the county of Sogn og Fjordane, Norway. It is located in the traditional district of Sogn. The administrative center is the village of Aurlandsvangen. Other villages include Bakka, Flåm, Undredal, and Gudvangen.... |
1883 |
| Bamble og Langesund Sparebank | http://www.blsparebank.no | Bamble Bamble Bamble is a municipality in Telemark county, Norway. It is part of the traditional region of Grenland. The administrative centre of the municipality is the village of Langesund.-Name:... |
1849 |
| Berg Sparebank | http://www.berg-sparebank.no | Halden Halden is a both a town and a municipality in Østfold county, Norway. The seat of the municipality, Halden is a border town located at the Tista river delta on the Iddefjord, the southernmost border crossing between Norway and Sweden.-History:... |
1915 |
| Birkenes Sparebank | http://www.birkenes-sparebank.no | Birkenes Birkenes Birkenes is a municipality in Aust-Agder county, Norway. It is located in the traditional district of Sørlandet. The village of Birkeland is the administrative center and about half of the municipality's residents live there... |
1859 |
| Bjugn Sparebank | http://www.bjugn-sparebank.no | Bjugn Bjugn Bjugn is a municipality in Sør-Trøndelag county, Norway. It is part of the Fosen region. The village of Botngård is the administrative centre of Bjugn municipality... |
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| Blaker Sparebank | http://www.blakersparebank.no | Sørumsand Sørumsand Sørumsand is a small railway town, situated in Sørum Municipality in Akershus in Norway. Sørumsand was the terminus of Urskog-Hølandsbanen also known as "Tertitten".... |
1920 |
| Bud, Fræna og Hustad Sparebank | http://www.bfh-sparebank.no | Fræna Fræna Fræna is a municipality in Møre og Romsdal county, Norway. It is part of the region of Romsdal. The municipality is located on the Romsdal peninsula surrounding the Frænfjorden, the eastern shore of the Julsund strait, and includes most of the Hustadvika area... |
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| Bø Sparebank | http://www.bo-bank.no | Bø, Telemark Bø, Telemark Bø is a municipality in Telemark county, Norway. It is part of the traditional region of Midt-Telemark. The administrative centre of the municipality is the village of Bø i Telemark. The municipality of Bø was established on 1 January 1838... |
1952 |
| Drangedal og Tørdal Sparebank | http://www.drangedalsbanken.no | Drangedal Drangedal Drangedal is a municipality in Telemark county, Norway. It is part of the traditional region of Grenland. The administrative centre of the municipality is the village of Prestestranda. The municipality of Drangedal was established on 1 January 1838... |
1936 |
| Eidsberg Sparebank | http://www.esbank.no | Mysen Mysen Mysen is the administrative center of the municipality of Eidsberg in the county of Østfold in Norway.Between 1920 and 1961, it was a separate municipality. Mysen became an independent municipality on 1 July 1920 when it was spun off from Eidsberg. On 1 January 1961 Mysen was merged again with... |
1848 |
| Etnedal Sparebank | http://www.etnedalsparebank.no | Etnedal Etnedal Etnedal is a municipality in Oppland county, Norway. It is part of the traditional region of Valdres. The administrative centre of the municipality is the village of Bruflat.... |
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| Evje og Hornnes Sparebank | http://www.eh-sparebank.no | Evje Evje Evje is a village and former municipality in Aust-Agder county, Norway. The village of Evje is the administrative center of the current municipality of Evje og Hornnes in the Setesdal valley region... |
1864 |
| Fjaler Sparebank | http://www.fjaler-sparebank.no | Fjaler Fjaler Fjaler is a municipality in the county of Sogn og Fjordane, Norway. It is located in the traditional district of Sunnfjord. The administrative centre is the village of Dale. Other places in Fjaler include Flekke and Espedal.... |
1873 |
| Gjerstad Sparebank | http://www.gjerstad-sparebank.no/ | Sundebru | |
| Grong Sparebank Grong Sparebank Grong Sparebank is a Norwegian savings bank based in Grong. The bank is affiliated with the Terra-Gruppen alliance and has branch offices in Grong, Harran, Namsos, Røyrvik, Lierne, Steinkjer and Mosvik. Total assets are NOK 1,269 million.-History:... |
http://www.grong-sparebank.no | Grong Grong is a municipality in Nord-Trøndelag county, Norway. It is part of the Namdalen region. The administrative centre of the municipality is the village of Medjå. Other villages in the municipality include Bergsmoen, Formofoss, Gartland, and Harran.... |
1862 |
| Grue Sparebank | http://www.gruesparebank.no/ | Grue Grue, Norway Grue is a municipality in Hedmark county, Norway. It is part of the traditional region of Solør. The administrative centre of the municipality is the village of Kirkenær .... |
1862 |
| Haltdalen Sparebank | http://www.haltdalensparebank.no | Haltdalen Haltdalen Haltdalen is a village and former municipality in Sør-Trøndelag county, Norway. The former municipality encompassed the northwestern part of the present-day municipality of Holtålen.... |
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| Harstad Sparebank | http://www.harstad-sparebank.no | Harstad Harstad is the second largest city and municipality by population, in Troms county, Norway – the city is also the third largest in North Norway. Thus Harstad is the natural centre for its district. Situated approximately north of the Arctic Circle, the city celebrated its 100th anniversary in... |
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| Hjartdal og Gransherad Sparebank | http://www.hjartdalbanken.no | Sauland Sauland Sauland is the administrative centre of Hjartdal municipality, Norway.... |
1898 |
| Hjelmeland Sparebank | http://www.hjemleland-sparebank.no | Hjelmeland Hjelmeland is a municipality in Rogaland county, Norway. Hjelmeland was established as a municipality on 1 January 1838 . Two other municipalities were later separated from it: Årdal and Fister , but these were both again merged with Hjelmeland on 1 January 1965.Hjelmeland is known for their fruit and fish... |
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| Hol Sparebank | http://www.hol-sparebank.no | Geilo Geilo is a centre in the municipality of Hol in Norway, in the valley of Hallingdal, with around 2300 inhabitants.Geilo is primarily a ski resort town, but also offers summer activities. Geilo is in a valley with mountain ranges on each side. The center of the town lies at 800 meters above sea level, and... |
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| Holla og Lunde Sparebank | http://www.hlbanken.no | Ulefoss Ulefoss Ulefoss is the administrative centre of Nome municipality, Norway. Its population is 2,699.-References:... |
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| Høland Sparebank | http://www.holand-sparebank.no | Aurskog-Høland Aurskog-Høland Aurskog-Høland is a municipality in Akershus county, Norway. It is part of the Romerike traditional region. The administrative centre of the municipality is the village of Bjørkelangen.- Name :... |
1849 |
| Hønefoss Sparebank | http://www.honefossbank.no | Hønefoss Hønefoss Hønefoss is a city in Buskerud county, Norway, and the center of the municipality of Ringerike.In 1852, Hønefoss received town status and was separated from Norderhov. Hønefoss celebrated its 150th year of township in 2002... |
1902 |
| Indre Sogn Sparebank | http://www.indresognsparebank.no | Årdal Årdal Årdal is a municipality in the county of Sogn og Fjordane, Norway. It is located in the traditional district of Sogn. The village of Årdalstangen is the administrative center of the municipality. Årdal was separated from Lærdal in 1860.... |
1860 |
| Jernbanepersonalets Sparebank | http://www.jfg.no | Oslo Oslo Oslo is a municipality, as well as the capital and most populous city in Norway. As a municipality , it was established on 1 January 1838. Founded around 1048 by King Harald III of Norway, the city was largely destroyed by fire in 1624. The city was moved under the reign of Denmark–Norway's King... |
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| Klepp Sparebank | http://www.klepp-sparebank.no | Kleppe Kleppe Kleppe is a village in, and the administrative centre of, the municipality of Klepp, in the county of Rogaland, Norway.Kleppe, an abbreviated form of its former name Kleppekrossen, is in the centre of the municipality. The population around Kleppe is growing rapidly, mostly in the form of suburban... |
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| Klæbu Sparebank | http://www.klabu-sparebank.no | Klæbu Klæbu Klæbu is a village and municipality in Sør-Trøndelag county, Norway. It is located in the southern part of the Trondheim Region, about south of the city of Trondheim. The administrative center is the village of Klæbu. The other major village in Klæbu is Tanem.The village of Klæbu is located... |
1858 |
| Kragerø Sparebank | http://www.kragerosparebank.no/ | Kragerø Kragerø is a town and municipality in Telemark county, Norway. It is part of the traditional region of Vestmar. The administrative centre of the municipality is the town of Kragerø.... |
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| Kvinesdal Sparebank | http://www.kvinesdalsparebank.no | Kvinesdal Kvinesdal Kvinesdal is a municipality in the county of Vest-Agder, Norway.Kvinesdal was established as a municipality on 1 January 1838 . Feda was separated from Kvinesdal on 1 January 1900 but again merged with Kvinesdal on 1 January 1963. Fjotland was also merged with Kvinesdal on that date... |
1870 |
| Larvikbanken Brunlanes Sparebank | http://www.larvikbanken.no | Larvik Larvik is a city and municipality in Vestfold county, Norway. The administrative centre of the municipality is the city of Larvik. Larvik kommune - has about 41 364 inhabitants and covers 530 km2.... |
1911 |
| Lofoten Sparebank | http://www.lofotensparebank.no/ | Vestvågøy Vestvågøy Vestvågøy is an island and a municipality in Nordland county, Norway. It is part of the Lofoten traditional region. The administrative centre of the municipality is the town of Leknes.... |
1906 |
| Marker Sparebank | http://www.marker-sparebank.no | Ørje Ørje Ørje is the administrative centre of Marker municipality, Norway, not far from the Swedish border. Its population is 1,763.Ørje is known for its canal museum and steamboat club. Engebret Soot made the first Norwegian canal locks at Ørje in about 1857-1860 . The total lift of the locks are 10... |
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| Meldal Sparebank | http://www.meldal-sparebank.no | Meldal Meldal Meldal is a village and municipality in Sør-Trøndelag county, Norway. It is part of the Orkdalen region.The administrative centre of the municipality is the village of Meldal. The village of Meldal has a population of 609. Other villages include Løkken Verk, Bjørnli, and Storås... |
1912 |
| Narvik Sparebank | http://www.narvik-sparebank.no | Narvik Narvik is the third largest city and municipality in Nordland county, Norway by population. Narvik is located on the shores of the Narvik Fjord . The municipality is part of the Ofoten traditional region of North Norway, inside the arctic circle... |
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| Nes Prestegjelds Sparebank | http://www.nesbanken.no | Nesbyen Nesbyen Nesbyen is a town in Nes municipality in the county of Buskerud, Norway. Nes is the administrative center of Nes municipality. Nes is located in the traditional district of Hallingdal.... |
1842 |
| Nesset Sparebank | http://www.nesset-sparebank.no | Nesset Nesset Nesset is a municipality in Møre og Romsdal county, Norway on the Romsdal Peninsula. The administrative centre is the village of Eidsvåg. Other population centers include Rausand, Boggestranda, Myklebostad, Eresfjord, and Eikesdalen.... |
1878 |
| Odal Sparebank | http://www.odal-sparebank.no | Sand Sand, Hedmark Sand is the administrative centre of Nord-Odal municipality, Norway. It is located at between two lakes; Råsen and the northwestern arm of Storsjøen. Its population is 946.... |
1877 |
| Ofoten Sparebank | http://www.ofotensparebank.no | Bogen Bogen, Evenes Bogen is the administrative centre of Evenes municipality, Norway. Its population is 392.Historically, Bogen is most notable for small-scale iron ore mining in the early 20th century as well as being a temporary base for the German battleship Tirpitz and cruiser Admiral Hipper.-References:... |
1899 |
| Opdals Sparebank | http://www.oppdalsbanken.no/ | Oppdal Oppdal is a village and municipality in Sør-Trøndelag county, Norway. It is part of the Dovre region. The administrative centre of the municipality is the village of Oppdal. Other villages in the municipality include Lønset, Vognillan, Fagerhaug, and Holan... |
1856 |
| Orkdal Sparebank | http://www.orkdalsbanke.no | Orkdal Orkdal Orkdal is a municipality in Sør-Trøndelag county, Norway. It is part of the Orkdalen region. The administrative centre of the municipality is the village of Orkanger. Other villages in the municipality include Kjøra, Geitastrand, Gjølme, Thamshavn, Fannrem, Vormstad, Svorkmo, and... |
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| Rindal Sparebank | http://www.rindal-sparebank.no | Rindal Rindal Rindal is a municipality in Møre og Romsdal county, Norway. It is part of the Nordmøre region. The administrative centre is the village of Rindal. Rindal is the only landlocked municipality in Møre og Romsdal county. The lakes Foldsjøen and Gråsjøen lie along the border with Surnadal to the... |
1873 |
| Rørosbanken Røros Sparebank | http://www.rorosbanken.no | Røros Røros is a town and municipality in Sør-Trøndelag county, Norway. It is part of the Gauldalen region. The administrative centre of the municipality is the town of Røros. Other villages include Brekken, Glåmos, Feragen, Galåa, and Hitterdalen.... |
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| Sauda Sparebank | http://www.sauda-sparebank.no | Sauda Sauda is a municipality and industrial town in Rogaland county, Norway. It is part of the region of Ryfylke. Sauda was separated from Suldal in 1842... |
1892 |
| Selbu Sparebank | http://www.selbu-sparebank.no | Selbu Selbu Selbu is a municipality in Sør-Trøndelag county, Norway. The administrative centre of the municipality is the village of Mebonden. Other villages in Selbu include Flora, Fossan, Hyttbakken, Innbygda, Selbustrand, Tømra, and Vikvarvet.-General information:... |
1859 |
| Seljord Sparebank | http://www.seljordbanken.no | Seljord Seljord Seljord is a municipality in Telemark county, Norway. It is part of the traditional region of Vest-Telemark. The administrative centre of the municipality is the village of Seljord... |
1937 |
| Setskog Sparebank | http://www.setskog-sparebank.no | Aurskog-Høland Aurskog-Høland Aurskog-Høland is a municipality in Akershus county, Norway. It is part of the Romerike traditional region. The administrative centre of the municipality is the village of Bjørkelangen.- Name :... |
1912 |
| Soknedal Sparebank | http://www.soknedal-sparebank.no | Midtre Gauldal Midtre Gauldal Midtre Gauldal is a municipality in Sør-Trøndelag county, Norway. It is part of the Gauldalen region. The administrative centre of the municipality is the village of Støren... |
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| Sparebanken Bien | http://www.bien.no | Oslo Oslo Oslo is a municipality, as well as the capital and most populous city in Norway. As a municipality , it was established on 1 January 1838. Founded around 1048 by King Harald III of Norway, the city was largely destroyed by fire in 1624. The city was moved under the reign of Denmark–Norway's King... |
1885 |
| Sparebanken Hemne | http://www.sparebankenhemne.no/ | Hemne Hemne Hemne is a municipality in Sør-Trøndelag county, Norway. It is part of the Fosen region. The administrative centre of the municipality is the village of Kyrksæterøra. Other villages include Heim, Hellandsjøen, Holla, and Vinjeøra... |
1864 |
| Sparebanken Telespar | http://www.telespar.no | Bærum Bærum is a municipality in Akershus county, Norway. The administrative centre of the municipality is the town of Sandvika. Bærum was established as a municipality on 1 January 1838. A suburb of Oslo, Bærum is located on the west coast of the city.... |
2003 |
| Spydeberg Sparebank | http://www.spydbank.no/ | Spydeberg Spydeberg Spydeberg is a municipality in Østfold county, Norway. The administrative centre of the municipality is the village of Spydeberg. It is divided into the parishes Spydeberg, Heli, and Hovin. Spydeberg was established as a municipality on 1 January 1838 .The village of Spydeberg has approximately... |
1859 |
| Stadsbygd Sparebank | http://www.stadsbygd-sparebank.no | Rissa Rissa, Norway Rissa is a municipality in Sør-Trøndelag county, Norway. It is part of the Fosen region. The administrative centre of the municipality is the village of Årnset... |
1892 |
| Strømmen Sparebank | http://www.strommensparebank.no/ | Lørenskog Lørenskog is a municipality in Akershus county, Norway. It is part of the traditional region of Romerike. The administrative centre of the municipality is the village of Lørenskog. Lørenskog was separated from the municipality of Skedsmo on 1 January 1908.-Name:... |
1921 |
| Sunndal Sparebank | http://www.sunndal-sparebank.no | Sunndal Sunndal is a municipality in the Nordmøre region located in the northeast part of Møre og Romsdal county, Norway. The administrative center of the municipality is the village of Sunndalsøra. Other villages include Jordalsgrenda, Øksendalsøra, Grøa, Hoelsand, Ålvund, and Gjøra.With an area of it is the... |
1893 |
| Time Sparebank | http://www.time-sparebank.no | Time Time, Norway Time is a municipality in Rogaland county, Norway. It is part of the region of Jæren. The administrative centre of Time is the town of Bryne.-Name:... |
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| Tinn Sparebank | http://www.tinnbank.no | Tinn Tinn Tinn is a municipality in Telemark county, Norway. It is part of the traditional region of Øst-Telemark. The administrative centre of the municipality is the town of Rjukan.... |
1958 |
| Tjeldsund Sparebank | http://www.tjeldsund-sparebank.no | Tjeldsund Tjeldsund Tjeldsund is a municipality in Nordland county, Norway. It is part of the Ofoten traditional region. The administrative centre of the municipality is the village of Hol i Tjeldsund. Tjeldsund was separated from the municipality of Lødingen in 1909.... |
1938 |
| Tolga-Os Sparebank | http://www.tos.no | Tolga Tolga, Norway Tolga is a municipality in Hedmark county, Norway. It is part of the traditional region of Østerdalen. The administrative centre of the municipality is the village of Tolga.... |
1864 |
| Totens Sparebank | http://www.totenbanken.no/ | Østre Toten Østre Toten Østre Toten is a municipality in Oppland county, Norway. It is part of the traditional region of Toten. The administrative centre of the municipality is the village of Lena.-Name:... |
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| Trøgstad Sparebank | http://www.trogstad-sparebank.no | Trøgstad Trøgstad Trøgstad is a municipality in Østfold county, Norway. The administrative centre of the municipality is the village of Skjønhaug. The municipality is divided into the parishes of Trøgstad and Båstad... |
1847 |
| Tysnes Sparebank | http://www.tysnes-sparebank.no | Tysnes Tysnes Tysnes is a municipality in the county of Hordaland, Norway. It is located in the traditional district of Sunnhordland. The administrative centre is the village of Uggdal.... |
1863 |
| Valle Sparebank | http://www.valle-sparebank.no | Setesdal Setesdal Setesdal is a valley and a traditional district in Aust-Agder County in southern Norway. It consists of the municipalities of Bykle, Valle, Bygland, Iveland, and Evje og Hornnes.... |
1866 |
| Vang Sparebank | http://www.vangsparebank.no | Vang | |
| Vegårshei Sparebank | http://www.vegarsheibanken.no | Vegårshei Vegårshei Vegårshei is a municipality in Aust-Agder county, Norway. It is located in the traditional district of Sørlandet. The administrative center is the village of Myra.-General information:... |
1904 |
| Verran Sparebank Verran Sparebank Verran Sparebank was a Norwegian savings bank, located at Venneshamn in Mosvik municipality from 1907 to 2006. It merged with Grong Sparebank in 2006, who took over its assets and local customers... |
http://www.verransparebank.no/ | Mosvik Mosvik Mosvik is a municipality in Nord-Trøndelag county, Norway. It is part of the Innherad region. The administrative centre of the municipality is the village of Mosvik... |
1907 |
| Vestre Slidre Sparebank | http://www.vsspb.no | Slidre Slidre Slidre is the administrative centre of Vestre Slidre municipality, Norway. It is located by the Slidrefjord. Its population is 293.Slidre was established as a municipality January 1, 1838 . It was divided into Vestre Slidre and Øystre Slidre in 1849.... |
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| Vik Sparebank | http://www.viksparebank.no/ | Vik Vik Vik is a municipality in the county of Sogn og Fjordane, Norway. It is located in the traditional district of Sogn. The administrative center of Vik is the village of Vikøyri.-General information:... |
1846 |
| Ørland Sparebank | http://www.orland-sparebank.no | Ørland Ørland Ørland is a municipality in Sør-Trøndelag county, Norway. It is part of the Fosen region. The administrative centre of the municipality is the town of Brekstad. Other villages include Uthaug, Opphaug, and Ottersbo... |
1849 |
| Ørskog Sparebank | http://www.orskogsparebank.no/ | Ørskog Ørskog Ørskog is a municipality in Møre og Romsdal county, Norway. It is part of the Sunnmøre region. The administrative centre is the village of Sjøholt. European Route E39 and European Route E136 runs through the municipality, connecting the towns of Ålesund and Molde.-General information:Ørskog was... |
1857 |
| Øystre Slidre Sparebank | http://www.osbank.no | Slidre Slidre Slidre is the administrative centre of Vestre Slidre municipality, Norway. It is located by the Slidrefjord. Its population is 293.Slidre was established as a municipality January 1, 1838 . It was divided into Vestre Slidre and Øystre Slidre in 1849.... |
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| Åfjord Sparebank | http://www.afjord-sparebank.no | Åfjord Åfjord Åfjord is a municipality in Sør-Trøndelag county, Norway. It is part of the Fosen region. The administrative centre of the municipality is the village of Årnes. Other villages in the municipality include Revsnes, Harsvika, and By... |
1902 |
| Aasen Sparebank | http://www.aasen-sparebank.no | Levanger Levanger Levanger is a town and municipality in Nord-Trøndelag county, Norway. It is part of the Innherred region. The administrative centre of the municipality is the town of Levanger... |
1862 |