Banco de Chile
Encyclopedia
Banco de Chile (IPSA
Indice de Precio Selectivo de Acciones
The Indice de Precio Selectivo de Acciones is a stock market index composed of the 40 stocks with the highest average annual trading volume in the Santiago Stock Exchange . On the last trading day of the year, the index is re-based back to 1000...

 http://www.bolsadesantiago.com/web/bcs/preciosacciones?p_p_id=EXT_RESUMEN&p_p_action=0&p_p_state=maximized&p_p_col_id=column-2&p_p_col_count=1&_EXT_RESUMEN_nemo=CHILE&_EXT_RESUMEN_tabs=resumen_cuantitativo_accion&_EXT_RESUMEN_backURL=http%3A%2F%2Fwww.bolsadesantiago.com%2Fweb%2Fbcs%2Fpreciosacciones%3Fp_p_id%3DEXT_LISTADO_ACCIONES%26p_p_action%3D0%26p_p_state%3Dnormal%26p_p_mode%3Dview%26p_p_col_id%3Dcolumn-2%26p_p_col_count%3D1%26_EXT_LISTADO_ACCIONES_keywords%3D%26_EXT_LISTADO_ACCIONES_advancedSearch%3Dfalse%26_EXT_LISTADO_ACCIONES_andOperator%3Dtrue%26_EXT_LISTADO_ACCIONES_indice%3DIPSA%26_EXT_LISTADO_ACCIONES_orderByCol%3Dnemo%26_EXT_LISTADO_ACCIONES_orderByType%3Dasc%26indice%3DIPSA%26orderByCol%3Dnemo%26orderByType%3Dasc%26cur%3D1&_EXT_RESUMEN_cur=1Chile] / / BMAD: XBCH), is the second biggest banking group of Chile
Chile
Chile ,officially the Republic of Chile , is a country in South America occupying a long, narrow coastal strip between the Andes mountains to the east and the Pacific Ocean to the west. It borders Peru to the north, Bolivia to the northeast, Argentina to the east, and the Drake Passage in the far...

, behind Banco Santander-Chile
Banco Santander-Chile
Banco Santander-Chile is the largest bank in Chile by assets. The bank has 477 branches network. It is a division of Grupo Santander....

 and ahead of BBVA Chile. Founded on 28 October 1893 by the merger of the Valparaiso
Valparaíso
Valparaíso is a city and commune of Chile, center of its third largest conurbation and one of the country's most important seaports and an increasing cultural center in the Southwest Pacific hemisphere. The city is the capital of the Valparaíso Province and the Valparaíso Region...

 Bank (1855), National Bank of Chile
Chile
Chile ,officially the Republic of Chile , is a country in South America occupying a long, narrow coastal strip between the Andes mountains to the east and the Pacific Ocean to the west. It borders Peru to the north, Bolivia to the northeast, Argentina to the east, and the Drake Passage in the far...

 (1865) and Agriculturist Bank (1869), Banco de Chile has traditionally led the Chilean financial market as one of the largest banks in terms of turnover and deposits, and has been successful in terms of return on assets and yield for its shareholders.

At the moment Banco de Chile belongs to the Quiñenco group. It is a commercial bank that provides a complete range of financial services to a large client base, which includes large corporations, SMEs and private clients, through a national network of 237 branches, 807 ATMs and other electronic channels of distribution. Operations are organized around six main commercial divisions: large corporations, SMEs, private clients, consumer finance, international banking and capital markets. Additionally, subsidiaries offer securitization, securities brokerage, mutual investment and bottomry, insurance and factoring, among others. The Bank has had a branch in New York
New York
New York is a state in the Northeastern region of the United States. It is the nation's third most populous state. New York is bordered by New Jersey and Pennsylvania to the south, and by Connecticut, Massachusetts and Vermont to the east...

 for more than 20 years. It also has one in Miami, and offices in São Paulo
São Paulo
São Paulo is the largest city in Brazil, the largest city in the southern hemisphere and South America, and the world's seventh largest city by population. The metropolis is anchor to the São Paulo metropolitan area, ranked as the second-most populous metropolitan area in the Americas and among...

, Buenos Aires
Buenos Aires
Buenos Aires is the capital and largest city of Argentina, and the second-largest metropolitan area in South America, after São Paulo. It is located on the western shore of the estuary of the Río de la Plata, on the southeastern coast of the South American continent...

, Mexico City
Mexico City
Mexico City is the Federal District , capital of Mexico and seat of the federal powers of the Mexican Union. It is a federal entity within Mexico which is not part of any one of the 31 Mexican states but belongs to the federation as a whole...

 and Hong Kong
Hong Kong
Hong Kong is one of two Special Administrative Regions of the People's Republic of China , the other being Macau. A city-state situated on China's south coast and enclosed by the Pearl River Delta and South China Sea, it is renowned for its expansive skyline and deep natural harbour...

, providing international services.

In 2005 the US Office of the Comptroller of the Currency (OCC) removed the General Manager of Banco de Chile - New York from the United States banking industry and imposed a $200,000 civil money penalty against the individual for engaging in unsafe banking practices, related to his involvement in accounts owned or controlled by the prominent politically exposed person and his associates. In addition, Banco de Chile New York and Banco de Chile-Miami failed to timely respond to widely-publicized reports of alleged criminal activity by this high-profile Chilean politically exposed person (PEP) and failed to gather and analyze information from applicable accounts in order to assess the potential for suspicious activity. The OCC issued a Cease and Desist order against Banco de Chile for Bank Secrecy Act violations. The US Financial Crimes Enforcement Network also levied a $3 million penalty on Banco de Chile for not identifying, monitoring and reporting suspicious activity related to a Chilean politically exposed person, his family and associates doing business in its New York and Miami branches. The high profile Chilean PEP was confirmed to be Augusto Pinochet
Augusto Pinochet
Augusto José Ramón Pinochet Ugarte, more commonly known as Augusto Pinochet , was a Chilean army general and dictator who assumed power in a coup d'état on 11 September 1973...

, the retired former president of the country who came to power in a military coup.

In 2009 Banco de Chile was one of four banks sued by the Chilean government for negligently or deliberately helping former dictator Augusto Pinochet hide $26 million in stolen funds. The other banks were PNC Financial Services Group Inc., Banco Santander, Espirito Santo Bank. "The Chilean government may have chosen to go after the four banks specifically because the documented evidence of negligence or willful blindness was stronger," said Michael Diaz, managing partner with law firm Diaz Reus & Targ LLP in Miami, adding that the other institutions may be “on the periphery of liability.”

Divisions

The divisions of the Bank of Chile
Chile
Chile ,officially the Republic of Chile , is a country in South America occupying a long, narrow coastal strip between the Andes mountains to the east and the Pacific Ocean to the west. It borders Peru to the north, Bolivia to the northeast, Argentina to the east, and the Drake Passage in the far...

 Group are:
  • Banco Edwards
  • Banco CrediChile
  • BanChile Corredores de Bolsa
  • BanChile Seguros

External liaisons

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