Russell Country Federal Credit Union is a federally insured, 45 million dollar, 10,842 member, community charter, natural person, federal credit union

Credit union

A credit union is a cooperative financial institution that is owned and controlled by its members and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing other financial services to its members...

 operating from four branches in north-central Montana

Montana

Montana is a state in the Western United States. The western third of Montana contains numerous mountain ranges. Smaller, "island ranges" are found in the central third of the state, for a total of 77 named ranges of the Rocky Mountains. This geographical fact is reflected in the state's name,...

. The headquarters are in Great Falls, Montana

Great Falls, Montana

Great Falls is a city in and the county seat of Cascade County, Montana, United States. The population was 58,505 at the 2010 census. It is the principal city of the Great Falls, Montana Metropolitan Statistical Area, which encompasses all of Cascade County...

. The credit union results from the merger of four credit unions over a 20 year period. It is the fourth-largest (and fourth oldest) credit union in Great Falls, Montana.

History

Russell Country Federal Credit Union was originally chartered in 1946 in Great Falls, Montana. Represented by the merger of four area credit unions over a period of 20 years, the name “Russell Country” was approved by the NCUA and adopted on April 6, 1999. Credit unions merged into Russell Country FCU include:

• Great Falls Government Employees FCU

Served employees of the US Government who work in Chouteau, Liberty, Pondera, Teton, and Cascade counties; several small employee groups; and residents within a 22-mile radius of Fairfield, MT.

• MANG FCU

Served Montana Air National Guard

Membership

Individuals living, working, or attending school in the following Montana

Montana

Montana is a state in the Western United States. The western third of Montana contains numerous mountain ranges. Smaller, "island ranges" are found in the central third of the state, for a total of 77 named ranges of the Rocky Mountains. This geographical fact is reflected in the state's name,...

 counties are eligible for Russell county FCU membership: Cascade County, Montana

Cascade County, Montana

-National protected areas:*Benton Lake National Wildlife Refuge*Lewis and Clark National Forest -Economy:Malmstrom Air Force Base is a driving force in the regional economy...

, Teton County, Montana

Teton County, Montana

-National protected area:*Lewis and Clark National Forest *Rocky Mountain Front Conservation Area -Demographics:As of the census of 2000, there were 6,445 people, 2,538 households, and 1,761 families residing in the county. The population density was 3 people per square mile . There were 2,910...

, Chouteau County, Montana

Chouteau County, Montana

-National protected areas:* Lewis and Clark National Forest * Upper Missouri River Breaks National Monument -Economy:Chouteau County is the largest winter wheat producer for the state of Montana...

. Employees of Russell Country FCU's Select Employer Groups (SEGs), and all immediate family members of current members are also welcome to join.

Services

Russell Country Credit Union offers these services:

• Checking Accounts and related, including debit cards
  Debit card
  A debit card is a plastic card that provides the cardholder electronic access to his or her bank account/s at a financial institution...
  
  
• Savings Accounts
  Savings account
  Savings accounts are accounts maintained by retail financial institutions that pay interest but cannot be used directly as money . These accounts let customers set aside a portion of their liquid assets while earning a monetary return...
  
  
• Money Market Accounts
• Certificates of Deposit
  Certificate of deposit
  A certificate of Deposit is a time deposit, a financial product commonly offered to consumers in the United States by banks, thrift institutions, and credit unions....
  
  
• IRAs
  Individual Retirement Account
  An individual retirement arrangement is the blanket term for a form of retirement plan that provides tax advantages for retirement savings in the United States...
  
  
• Consumer loans of all kinds
  • Lines of credit
    Line of credit
    A line of credit is any credit source extended to a government, business or individual by a bank or other financial institution. A line of credit may take several forms, such as overdraft protection, demand loan, special purpose, export packing credit, term loan, discounting, purchase of...
    
     (LOC)
  • Credit cards
  • Auto loans: Car loans, motorcycle loans, etc.
  • Home equity loans and Home equity lines of credit
    HELOC
    A home equity line of credit is a loan in which the lender agrees to lend a maximum amount within an agreed period , where the collateral is the borrower's equity in his/her house...
    
    
• Mortgages
• Federally Insured Student loans
• Direct Deposit
  Direct deposit
  Direct deposit also known as Direct credit is a banking term used to refer to certain payment systems used to transfer money where a payment is initiated by the payer not the payee, namely:* In Europe, the giro system...
  
  
• Financial counseling
• Home banking
• Notary
  Notary public
  A notary public in the common law world is a public officer constituted by law to serve the public in non-contentious matters usually concerned with estates, deeds, powers-of-attorney, and foreign and international business...
  
   service
• Safe deposit box
  Safe deposit box
  A safe deposit box or wrongly referred to as a safety deposit box is an individually-secured container, usually held within a larger safe or bank vault. Safe deposit boxes are generally located in banks, post offices or other institutions...
  
  es

External links

• Russell Country FCU — official site
• Russell Country FCU statistics