Not a Penny More, Not a Penny Less
Encyclopedia
Not a Penny More, Not a Penny Less was Jeffrey Archer's first novel, first published in 1976. It was said to have been inspired by Archer's real-life experience of near-bankruptcy
Bankruptcy
Bankruptcy is a legal status of an insolvent person or an organisation, that is, one that cannot repay the debts owed to creditors. In most jurisdictions bankruptcy is imposed by a court order, often initiated by the debtor....

.

Synopsis

Harvey Metcalfe, over 40 years, has mastered the shady deal in advancing from messenger boy to mogul. But by selling inflated oil stock, he has cheated the wrong men - Stephen Bradley, an American professor
Professor
A professor is a scholarly teacher; the precise meaning of the term varies by country. Literally, professor derives from Latin as a "person who professes" being usually an expert in arts or sciences; a teacher of high rank...

 at University of Oxford
University of Oxford
The University of Oxford is a university located in Oxford, United Kingdom. It is the second-oldest surviving university in the world and the oldest in the English-speaking world. Although its exact date of foundation is unclear, there is evidence of teaching as far back as 1096...

, Dr Robin Oakley, a Harley Street physician, Jean-Pierre Lamanns, a French art dealer with a gallery in London, and James Brigsley, heir to an earldom. Each has bought stock and suffered when it failed. Bradley learns of Metcalfe's responsibility, and organizes the other three to get their money back. They are to each come up with a plan.

Metcalfe, a Polish immigrant to the United States, rises from messenger boy to corporate magnate, combining business skills with little loyalty and much ruthlessness. By the 1960s, he is a multi-millionaire.

Taking advantage of a British decision to allow companies to claim North Sea
North Sea
In the southwest, beyond the Straits of Dover, the North Sea becomes the English Channel connecting to the Atlantic Ocean. In the east, it connects to the Baltic Sea via the Skagerrak and Kattegat, narrow straits that separate Denmark from Norway and Sweden respectively...

 drilling rights with little money down, Metcalfe creates Prospecta Oil, a paper company designed to look good and bring in investors to be left when the bottom drops out. Metcalfe's agents hire David Kessler, a Harvard MBA who talks up the company to the four protagonists, and they buy stock. But Harvey (indirectly) sells out at the top of the market, the stock crashes, and the four are left with major losses.

Stephen discovers the fraud, that there is no legal recourse
Legal recourse
A legal recourse is an action that can be taken by an individual or a corporation to attempt to remedy a legal difficulty.* A lawsuit if the issue is a matter of civil law* Many contracts require mediation or arbitration before a dispute can go to court...

, and organizes the four to steal the money back, using Harvey's interests and weaknesses. All four are to come up with plans, and three quickly do. James, however, is unable to. He is more successful at wooing Anne Summerton, an American model.

Jean-Pierre is successful at getting Harvey to buy a fake Van Gogh painting - he has always wanted one. When Harvey heads to Monte Carlo
Monte Carlo
Monte Carlo is an administrative area of the Principality of Monaco....

 on vacation, a pill in his drink at the Casino
Casino
In modern English, a casino is a facility which houses and accommodates certain types of gambling activities. Casinos are most commonly built near or combined with hotels, restaurants, retail shopping, cruise ships or other tourist attractions...

 causes severe abdominal pain which is made to look like a Gallstone
Gallstone
A gallstone is a crystalline concretion formed within the gallbladder by accretion of bile components. These calculi are formed in the gallbladder, but may pass distally into other parts of the biliary tract such as the cystic duct, common bile duct, pancreatic duct, or the ampulla of...

, and Robin operates, though barely breaking the skin, and collects a large bill. Stephen impersonates an Oxford official, as do the others, and gets Harvey to think he is getting an honorary degree in exchange for a contribution. James, though unable to come up with a plan of his own, has been crucial to the success of the others' plans - and when he meets Anne's father, learns that he is none other than Harvey.

James instructs the others to execute a complex financial fraud, and flies them to Boston for the wedding as ushers, though not giving formal invitations. They learn who the bride's father is. The wedding check from Harvey, plus ransacking Harvey's greenhouses for wedding flowers, reduces the million dollar debt to $1.24, though Stephen sulks on the plane home about the missing money.

They land in London to learn that a new BP oil field has been discovered next to Prospecta Oil's tract, sending shares to record highs. They now have the stolen million back, and the shares are worth well over a million. Stephen proposes they figure out how to give the stolen million back.

Adaptation

The book was adapted as a four-hour, two-part mini-series, directed by Clive Donner
Clive Donner
Clive Stanley Donner was a British film director who was a defining part of the British New Wave, directing films such as The Caretaker, Nothing But the Best, Here We Go Round the Mulberry Bush and What's New Pussycat?...

 and starring Ed Asner
Ed Asner
Edward Asner , commonly known as Ed Asner, is an American film, television, stage, and voice actor and former president of the Screen Actors Guild, primarily known for his Emmy Award-winning role as Lou Grant on both The Mary Tyler Moore Show and its spin-off series, Lou Grant...

 as Harvey.

A text adventure game adaption based on the book was developed and published by Domark, and released in 1987 for the Amstrad CPC
Amstrad CPC
The Amstrad CPC is a series of 8-bit home computers produced by Amstrad between 1984 and 1990. It was designed to compete in the mid-1980s home computer market dominated by the Commodore 64 and the Sinclair ZX Spectrum, where it successfully established itself primarily in the United Kingdom,...

, Atari XL, BBC Micro
BBC Micro
The BBC Microcomputer System, or BBC Micro, was a series of microcomputers and associated peripherals designed and built by Acorn Computers for the BBC Computer Literacy Project, operated by the British Broadcasting Corporation...

, Commodore 64
Commodore 64
The Commodore 64 is an 8-bit home computer introduced by Commodore International in January 1982.Volume production started in the spring of 1982, with machines being released on to the market in August at a price of US$595...

 and ZX Spectrum
ZX Spectrum
The ZX Spectrum is an 8-bit personal home computer released in the United Kingdom in 1982 by Sinclair Research Ltd...

computers.

External links

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