Nationwide Building Society
Encyclopedia
Nationwide Building Society is a British
building society
, and is the largest in the world. It has its headquarters in Swindon
, England
, and maintains significant administration centres in Bournemouth
and Northampton
. Until mid-2009, when it announced the withdrawal of the service, it had been the only UK financial institution to offer completely fee-free transactions (both electronic and cash withdrawals) worldwide with its VISA
debit cards. Nationwide was by far the largest British building society that did not convert to a bank in the wave of demutualisations that occurred from the late 1980s to the late 1990s. As of 2008, it is larger than all the other remaining British building societies combined, measured by total assets. It is a member of the Building Societies Association
and the Council of Mortgage Lenders
.
Nationwide Building Society provides financial services both directly, and through around 700 branches
. Nationwide is a major provider of both mortgage loan
s and savings
in the UK, as well as personal banking such as loans, credit cards, bank accounts and insurance products. Nationwide.co.uk is the main website and sells most products and has around 4.5 million monthly visitors and 1.9 million active internet bankers.
The Society's origins lie in Wiltshire (1846), Northampton (1848) and within the co-operative movement in London
(1883). Over a hundred mergers later — most notably the merger between the Nationwide and the Anglia Building Society
in 1987 — they are now the UK's third largest mortgage lender and savings provider. More significantly, it is the largest building society in the world and committed to staying mutual. The society is keen to emphasise that it does not have shareholders, it has members.
In August 2007 the Society merged with Portman Building Society
, creating a mutual body with assets of more than £160bn.
In the financial crisis of 2007–2010, the Nationwide has acted to safeguard the mutual sector, acquiring the ailing Cheshire
and Derbyshire
building societies in September 2008 and the Dunfermline Building Society
on 30 March 2009.
No member votes were taken, and no windfall benefit were given to society members. The Derbyshire, Cheshire and Dunfermline brand names will continue as separate trading arms of the Nationwide group.
In October 2011, Moody's Analytics
downgraded the credit rating of 12 UK financial firms, including Nationwide, because of a reduced likelihood of government support for smaller institutions in any financial crisis.
The company is the former title sponsor of the Football League, the Football Conference
and the FA Women's Premier League
. Nationwide also sponsored the four national teams of the United Kingdom
: England
, Wales
, Scotland and Northern Ireland
until 2010 and also the football teams Northampton Town
and Swindon Town
until 2007 when the contracts were terminated. Nationwide has offices in both towns.
The sponsorship of the Football League lasted from 1996 until 2004, while the sponsorship of the Conference ran from 1999 until 2007.
The company used to be the sponsor of the Nationwide Mercury Music Prize until March 2009. The prize is currently presented by BarclayCard.
It also has the following divisions:
United Kingdom
The United Kingdom of Great Britain and Northern IrelandIn the United Kingdom and Dependencies, other languages have been officially recognised as legitimate autochthonous languages under the European Charter for Regional or Minority Languages...
building society
Building society
A building society is a financial institution owned by its members as a mutual organization. Building societies offer banking and related financial services, especially mortgage lending. These institutions are found in the United Kingdom and several other countries.The term "building society"...
, and is the largest in the world. It has its headquarters in Swindon
Swindon
Swindon is a large town within the borough of Swindon and ceremonial county of Wiltshire, in South West England. It is midway between Bristol, west and Reading, east. London is east...
, England
England
England is a country that is part of the United Kingdom. It shares land borders with Scotland to the north and Wales to the west; the Irish Sea is to the north west, the Celtic Sea to the south west, with the North Sea to the east and the English Channel to the south separating it from continental...
, and maintains significant administration centres in Bournemouth
Bournemouth
Bournemouth is a large coastal resort town in the ceremonial county of Dorset, England. According to the 2001 Census the town has a population of 163,444, making it the largest settlement in Dorset. It is also the largest settlement between Southampton and Plymouth...
and Northampton
Northampton
Northampton is a large market town and local government district in the East Midlands region of England. Situated about north-west of London and around south-east of Birmingham, Northampton lies on the River Nene and is the county town of Northamptonshire. The demonym of Northampton is...
. Until mid-2009, when it announced the withdrawal of the service, it had been the only UK financial institution to offer completely fee-free transactions (both electronic and cash withdrawals) worldwide with its VISA
Visa Debit
Visa Debit is a major debit card issued by Visa in the United Kingdom, the Republic of Ireland and other nations of the European Union. Prior to October 2004, the debit card was known as Visa Delta. Since June 2009, the major banks in the UK have begun issuing Visa Debit. Barclays, Bank of...
debit cards. Nationwide was by far the largest British building society that did not convert to a bank in the wave of demutualisations that occurred from the late 1980s to the late 1990s. As of 2008, it is larger than all the other remaining British building societies combined, measured by total assets. It is a member of the Building Societies Association
Building Societies Association
The Building Societies Association is the trade organisation of the building societies in the United Kingdom. In 2011 the 48 building societies in the UK had total assets of over £317 billion. 15 million adults have building society saving accounts and over 2.9 million adults are currently buying...
and the Council of Mortgage Lenders
Council of Mortgage Lenders
The Council of Mortgage Lenders is an industry body representing mortgage lenders in the United Kingdom.Its members consist of banks, building societies and specialist lenders and represent 98% of mortgage lending in the UK....
.
Nationwide Building Society provides financial services both directly, and through around 700 branches
Branch (banking)
A branch, banking center or financial center is a retail location where a bank, credit union, or other financial institution offers a wide array of face-to-face and automated services to its customers....
. Nationwide is a major provider of both mortgage loan
Mortgage loan
A mortgage loan is a loan secured by real property through the use of a mortgage note which evidences the existence of the loan and the encumbrance of that realty through the granting of a mortgage which secures the loan...
s and savings
Savings account
Savings accounts are accounts maintained by retail financial institutions that pay interest but cannot be used directly as money . These accounts let customers set aside a portion of their liquid assets while earning a monetary return...
in the UK, as well as personal banking such as loans, credit cards, bank accounts and insurance products. Nationwide.co.uk is the main website and sells most products and has around 4.5 million monthly visitors and 1.9 million active internet bankers.
The Society's origins lie in Wiltshire (1846), Northampton (1848) and within the co-operative movement in London
London
London is the capital city of :England and the :United Kingdom, the largest metropolitan area in the United Kingdom, and the largest urban zone in the European Union by most measures. Located on the River Thames, London has been a major settlement for two millennia, its history going back to its...
(1883). Over a hundred mergers later — most notably the merger between the Nationwide and the Anglia Building Society
Anglia Building Society
The Anglia Building Society was first formed by the merger of the Northampton Town and County and Leicestershire building societies in the United Kingdom in 1966...
in 1987 — they are now the UK's third largest mortgage lender and savings provider. More significantly, it is the largest building society in the world and committed to staying mutual. The society is keen to emphasise that it does not have shareholders, it has members.
In August 2007 the Society merged with Portman Building Society
Portman Building Society
The Portman Building Society was a UK mutual building society, providing mortgages and savings accounts to UK consumers and offering loans to commercial enterprises. Its head office was located in Bournemouth and its administration centre in Wolverhampton...
, creating a mutual body with assets of more than £160bn.
In the financial crisis of 2007–2010, the Nationwide has acted to safeguard the mutual sector, acquiring the ailing Cheshire
Cheshire Building Society
The Cheshire Building Society is a former building society based in Macclesfield, Cheshire, England. Prior to the merger with the Nationwide Building Society it was the 11th largest in the United Kingdom based on total assets of £5.0 billion at 31 December 2007. It is a member of the Building...
and Derbyshire
Derbyshire Building Society
Derbyshire Building Society is a former UK building society based in Duffield, Derbyshire in the East Midlands of England. With effect from 1 December 2008 it was acquired by Nationwide Building Society and now operates as a trading division of Nationwide...
building societies in September 2008 and the Dunfermline Building Society
Dunfermline Building Society
The Dunfermline Building Society is a building society based in Dunfermline, Fife, Scotland. It was the largest building society in Scotland and the 12th largest in the United Kingdom based on total assets of £3.3 billion at 31 December 2007...
on 30 March 2009.
No member votes were taken, and no windfall benefit were given to society members. The Derbyshire, Cheshire and Dunfermline brand names will continue as separate trading arms of the Nationwide group.
In October 2011, Moody's Analytics
Moody's Analytics
Moody’s Analytics provides capital markets and risk management professionals with credit analysis, economic research, financial risk management software, and advisory services...
downgraded the credit rating of 12 UK financial firms, including Nationwide, because of a reduced likelihood of government support for smaller institutions in any financial crisis.
History
- 2010
- September 2010 - Nationwide CEO, Graham BealeGraham BealeGraham Beale is the Chief Executive of the Nationwide Building Society, the UK's largest mutual financial organisation.He joined Nationwide in 1985 as a chartered accountant and was appointed Managing Director of a Glasgow subsidiary in 1997....
, closed his e-mail address following huge numbers of e-mails from customers about proposed changes to the company's FlexAccount. A new e-mail account was opened a few days later, following adverse publicity in the press.
- September 2010 - Nationwide CEO, Graham Beale
- 2009
- 25 November 2009 - Nationwide wins the Office of Fair Trading test case regarding the fairness and legality of its unauthorised overdraft charges on its current account, the FlexAccount.
- 6 May 2009 - Nationwide to begin passing on Visa fee for credit card transactions conducted outside Europe. Debit and Credit Card customers will begin to be charged from 1 June 2009. Previously there was no fee for transactions conducted abroad on Nationwide credit or debit cards.
- 30 March 2009 - Nationwide agrees to purchase the branches, deposits and good loans of Dunfermline Building SocietyDunfermline Building SocietyThe Dunfermline Building Society is a building society based in Dunfermline, Fife, Scotland. It was the largest building society in Scotland and the 12th largest in the United Kingdom based on total assets of £3.3 billion at 31 December 2007...
- 24 March 2009 - Nationwide opens a direct savings branch in Dublin, IrelandIrelandIreland is an island to the northwest of continental Europe. It is the third-largest island in Europe and the twentieth-largest island on Earth...
called Nationwide UK (Ireland) - 7 March 2009 - A protest is held in Bagshot, Surrey against the closure of the local branch of Nationwide, the village's only bank
- 2008
- 15 December 2008 - The merger with the Cheshire Building SocietyCheshire Building SocietyThe Cheshire Building Society is a former building society based in Macclesfield, Cheshire, England. Prior to the merger with the Nationwide Building Society it was the 11th largest in the United Kingdom based on total assets of £5.0 billion at 31 December 2007. It is a member of the Building...
is officially complete and the Cheshire becomes a trading division of the Nationwide. - 1 December 2008 - The merger with the Derbyshire Building SocietyDerbyshire Building SocietyDerbyshire Building Society is a former UK building society based in Duffield, Derbyshire in the East Midlands of England. With effect from 1 December 2008 it was acquired by Nationwide Building Society and now operates as a trading division of Nationwide...
is officially completed and it now becomes a trading division of the Nationwide. - 8 September 2008 - Media reports and Nationwide confirmation of merger between themselves, The Derbyshire and the Cheshire Building Societies - with the successor society being known as the Nationwide Building Society with the Derbyshire and Cheshire retaining their own branding and products.
- 15 December 2008 - The merger with the Cheshire Building Society
- 2007
- 28 August 2007 - Nationwide completes merger with the former Portman Building Society
- 1 April 2007 - Graham Beale (Group Finance Director) takes over as Chief Executive following the retirement of Philip Williamson.
- Fined £980,000 by the Financial Services AuthorityFinancial Services AuthorityThe Financial Services Authority is a quasi-judicial body responsible for the regulation of the financial services industry in the United Kingdom. Its board is appointed by the Treasury and the organisation is structured as a company limited by guarantee and owned by the UK government. Its main...
after an enquiry into the theft of an employee's laptop exposed security flaws. On 20 February 2007 it was reported that this fine would be paid by Nationwide's members rather than by the directors who were directly accountable.
- 2006
- Experienced a security breach that potentially compromised the personal information of members after a society laptop computer was stolen from an employee's home during a burglary in August 2006. However, no customers have lost any money as a result.
- 2004
- Nationwide overtakes the clearing bank Barclays to become Britain's fourth largest mortgage lenderMortgage loanA mortgage loan is a loan secured by real property through the use of a mortgage note which evidences the existence of the loan and the encumbrance of that realty through the granting of a mortgage which secures the loan...
, with more than 1 million mortgage customers.
- Nationwide overtakes the clearing bank Barclays to become Britain's fourth largest mortgage lender
- 2001
- Society carpetbaggers propose a resolution for another vote by Nationwide members to convert the society to a bankBankA bank is a financial institution that serves as a financial intermediary. The term "bank" may refer to one of several related types of entities:...
. The resolution is rejected by the Nationwide board on legal grounds.
- Society carpetbaggers propose a resolution for another vote by Nationwide members to convert the society to a bank
- 2000
- Cash machine surcharge campaigning in 1999 results in withdrawals from most cash machines owned by UK banks becoming free for customers of all banks and building societies throughout the UK.
- 1999
- Nationwide Building Society, together with various UK tabloid newspaperNewspaperA newspaper is a scheduled publication containing news of current events, informative articles, diverse features and advertising. It usually is printed on relatively inexpensive, low-grade paper such as newsprint. By 2007, there were 6580 daily newspapers in the world selling 395 million copies a...
s and media, launches a campaign against controversial cash machine fees. The campaign reaches a peak when Barclays Bank announces a plan to charge all customers of rival banks and financial providers, including those of Nationwide, £1 for every cash machine withdrawal made from a Barclays-owned cash machine. This prompts Nationwide Building Society to warn Barclays that it would take legal action against the bankBankA bank is a financial institution that serves as a financial intermediary. The term "bank" may refer to one of several related types of entities:...
if it did not back down. Nationwide claims Barclays has broken the rules of the LINK network of cash machines, which the bank had joined earlier the same year.
- Nationwide Building Society, together with various UK tabloid newspaper
- 1998
- Society members seeking a windfall, branded as carpetbaggers by the UK media, meant Nationwide members go to vote on whether to demutualise the society and float on the London Stock ExchangeLondon Stock ExchangeThe London Stock Exchange is a stock exchange located in the City of London within the United Kingdom. , the Exchange had a market capitalisation of US$3.7495 trillion, making it the fourth-largest stock exchange in the world by this measurement...
. The attempt fails, despite media reports of possible pay-outs to members of around £1,000 to £1,500 each, as Nationwide members vote by a narrow margin of 33,700 against converting the building societyBuilding societyA building society is a financial institution owned by its members as a mutual organization. Building societies offer banking and related financial services, especially mortgage lending. These institutions are found in the United Kingdom and several other countries.The term "building society"...
into a bankBankA bank is a financial institution that serves as a financial intermediary. The term "bank" may refer to one of several related types of entities:...
. - At its Swindon headquarters, Nationwide pilots the use of iris recognition in cash machines. This project was since cancelled due to it not being cost effective.
- Society members seeking a windfall, branded as carpetbaggers by the UK media, meant Nationwide members go to vote on whether to demutualise the society and float on the London Stock Exchange
- 1997
- Launches the UK’s first internet banking service on 27 May 1997.
- 1991
- The first VisaVISA (credit card)Visa Inc. is an American multinational financial services corporation headquartered on 595 Market Street, Financial District in San Francisco, California, United States, although much of the company's staff is based in Foster City, California. It facilitates electronic funds transfers throughout...
/Delta debit cardDebit cardA debit card is a plastic card that provides the cardholder electronic access to his or her bank account/s at a financial institution...
in the world from a Building Society is launched by Nationwide. Barclays, TSB and Lloyds Bank had already been providing them, but they were banks, not Building Societies.
- The first Visa
- 1987
- Merger of the Nationwide and Anglia Building Society. The new society is known as Nationwide Anglia Building Society at first, but the word Anglia is dropped in 1992. The merger also results in the now-familiar Nationwide logo. The new Society subsequently absorbed the City of Derry Building Society (not to be confused with the current Society of that name, until 2001 known as the Londonderry Provident).
- 1975
- Transfer of engagements of the Marlborough Building Society to Nationwide.
- 1970
- The Co-operative Permanent Building Society changes its name to Nationwide Building Society. The name was suggested by the then chairman, Leonard E. H. Williams, and borrowed from the BBCBBCThe British Broadcasting Corporation is a British public service broadcaster. Its headquarters is at Broadcasting House in the City of Westminster, London. It is the largest broadcaster in the world, with about 23,000 staff...
current affairs programme, NationwideNationwide (TV series)Nationwide was a BBC News and Current affairs television programme broadcast on BBC One each weekday following the early evening news. It followed a magazine format, combining political analysis and discussion with consumer affairs, light entertainment and sports reporting...
.
- The Co-operative Permanent Building Society changes its name to Nationwide Building Society. The name was suggested by the then chairman, Leonard E. H. Williams, and borrowed from the BBC
- 1969
- The Co-operative Permanent Building SocietyCo-operative Permanent Building SocietyThe Co-operative Permanent Building Society was a mutual building society, providing mortgages and savings accounts to its members. Its head office was located at New Oxford House in London...
has assets of £670 million and over one million members.
- The Co-operative Permanent Building Society
Sponsorships
Football Conference
The Football Conference is a football league in England which consists of three divisions called Conference National, Conference North, and Conference South. Some Football Conference clubs are fully professional, such as Luton Town, but most of them are semi-professional...
and the FA Women's Premier League
FA Women's Premier League
The FA Women's Premier League is the second tier of women's football in England. It previously formed the top tier prior to the creation of the FA Women's Super League in 2011. The Women's Premier League has been run by The Football Association since the 1992–93 season...
. Nationwide also sponsored the four national teams of the United Kingdom
United Kingdom
The United Kingdom of Great Britain and Northern IrelandIn the United Kingdom and Dependencies, other languages have been officially recognised as legitimate autochthonous languages under the European Charter for Regional or Minority Languages...
: England
England national football team
The England national football team represents England in association football and is controlled by the Football Association, the governing body for football in England. England is the joint oldest national football team in the world, alongside Scotland, whom they played in the world's first...
, Wales
Wales national football team
The Wales national football team represents Wales in international football. It is controlled by the Football Association of Wales , the governing body for football in Wales, and the third oldest national football association in the world. The team have only qualified for a major international...
, Scotland and Northern Ireland
Northern Ireland national football team
The Northern Ireland national football team represents Northern Ireland in international association football. Before 1921 all of Ireland was represented by a single side, the Ireland national football team, organised by the Irish Football Association...
until 2010 and also the football teams Northampton Town
Northampton Town F.C.
Northampton Town Football Club are an English professional football club based in Northampton, Northamptonshire. They currently play in Football League Two, the lowest league division, after being relegated from League One on the last day of the 2008–09 season...
and Swindon Town
Swindon Town F.C.
Swindon Town Football Club are a team based in Swindon, Wiltshire. Currently in League Two, Swindon have been managed by Paolo Di Canio since 23 May 2011...
until 2007 when the contracts were terminated. Nationwide has offices in both towns.
The sponsorship of the Football League lasted from 1996 until 2004, while the sponsorship of the Conference ran from 1999 until 2007.
The company used to be the sponsor of the Nationwide Mercury Music Prize until March 2009. The prize is currently presented by BarclayCard.
Subsidiaries
Nationwide also owns several subsidiary companies, including:- First Nationwide - an investment company.
- Foundation Insurance Limited - Isle of ManIsle of ManThe Isle of Man , otherwise known simply as Mann , is a self-governing British Crown Dependency, located in the Irish Sea between the islands of Great Britain and Ireland, within the British Isles. The head of state is Queen Elizabeth II, who holds the title of Lord of Mann. The Lord of Mann is...
based captive insurer. - Monument (Sutton) Limited - commercial property rental company.
- The Mortgage Works (UK) plcThe Mortgage Works (UK) plcThe Mortgage Works plc is a specialist mortgage lender of Nationwide Building Society, working primarily through regulated intermediaries and based in Bournemouth, UK. They specialise in buy to let mortgage finance....
- provider of Buy to Let and Self Certification mortgages. - Nationwide International LtdNationwide International LtdNationwide International Ltd is a wholly owned subsidiary of Nationwide Building Society, based in Douglas on the Isle of Man. Providers of a range of denominated in euro, pound sterling and US dollar, the accounts are designed with British and foreign nationals resident in the UK in mind but...
- offshore banking for British expatriates, based in DouglasDouglas, Isle of Manright|thumb|250px|Douglas Promenade, which runs nearly the entire length of beachfront in Douglasright|thumb|250px|Sea terminal in DouglasDouglas is the capital and largest town of the Isle of Man, with a population of 26,218 people . It is located at the mouth of the River Douglas, and a sweeping...
in the Isle of ManIsle of ManThe Isle of Man , otherwise known simply as Mann , is a self-governing British Crown Dependency, located in the Irish Sea between the islands of Great Britain and Ireland, within the British Isles. The head of state is Queen Elizabeth II, who holds the title of Lord of Mann. The Lord of Mann is...
, - Nationwide Investments (No.1) Ltd - an investment company.
- Nationwide Mortgage Corporation Ltd. - acquires and administers commercial mortgage portfolios from third parties.
- Nationwide Syndications Limited - arranges and participates in syndicated loans to Registered Housing Associations.
- Nationwide Trust Limited - personal loan service.
- Nationwide UK (Ireland) - a direct savings provider in the Republic of IrelandRepublic of IrelandIreland , described as the Republic of Ireland , is a sovereign state in Europe occupying approximately five-sixths of the island of the same name. Its capital is Dublin. Ireland, which had a population of 4.58 million in 2011, is a constitutional republic governed as a parliamentary democracy,...
. - Nationwide Unit Trust Managers Ltd. - offering unit trusts, equity ISAs and Stakeholder Pensions.
- UCB Home Loans Corporation LtdUCB Home Loans Corporation LtdUCB Home Loans Corporation Ltd is a specialist mortgage lender of Nationwide Building Society, working primarily through regulated intermediaries...
- provided specialist mortgage finance, no longer lending.
It also has the following divisions:
- Cheshire Building SocietyCheshire Building SocietyThe Cheshire Building Society is a former building society based in Macclesfield, Cheshire, England. Prior to the merger with the Nationwide Building Society it was the 11th largest in the United Kingdom based on total assets of £5.0 billion at 31 December 2007. It is a member of the Building...
- a separate trading brand of Nationwide - Derbyshire Building SocietyDerbyshire Building SocietyDerbyshire Building Society is a former UK building society based in Duffield, Derbyshire in the East Midlands of England. With effect from 1 December 2008 it was acquired by Nationwide Building Society and now operates as a trading division of Nationwide...
- a separate trading brand of Nationwide - Dunfermline Building SocietyDunfermline Building SocietyThe Dunfermline Building Society is a building society based in Dunfermline, Fife, Scotland. It was the largest building society in Scotland and the 12th largest in the United Kingdom based on total assets of £3.3 billion at 31 December 2007...
- a separate trading brand of Nationwide - Nationwide Independent Financial Services Limited - a separate trading brand of Nationwide
Key people
- Graham Beale - Chief Executive
- Geoffrey Howe - Chairman
- Chris Rhodes – Group Product and Marketing Director
- Mark Rennison - Group Finance Director
- Matthew Wyles - Group Distribution Director
- Tony Prestedge - Group Development and Operations Director
- Iain Laing - Chief Risk Officer
- Graeme Hughes - Group Director (HR and Corporate Affairs)
Advertising
- In May 2010, Nationwide began to broadcast a series of advertisements featuring characters from British comedy Little BritainLittle BritainLittle Britain is a British character-based comedy sketch show which was first broadcast on BBC radio and then turned into a television show. It was written by comic duo David Walliams and Matt Lucas...
to promote the differences between Nationwide's mutualMutual organizationA mutual, mutual organization, or mutual society is an organization based on the principle of mutuality. Unlike a true cooperative, members usually do not contribute to the capital of the company by direct investment, but derive their right to profits and votes through their customer relationship...
status and its shareholderShareholderA shareholder or stockholder is an individual or institution that legally owns one or more shares of stock in a public or private corporation. Shareholders own the stock, but not the corporation itself ....
rivals. - Nationwide's previous advertising campaign featured Mark BentonMark BentonMark Benton is an English actor, perhaps most famous for his roles as Eddie in Early Doors and Howard in Northern Lights.-Life and career:Benton was born in Guisborough, in the North Riding of Yorkshire, England....
as a fictitious bank manager who was only interested in brand new customers, and not the existing ones.
Directors' Remuneration 2009/10
- G J Beale £650,000 (+Bonus £231,000)
- T P Prestedge £350,000 (+Bonus £224,000)
- M M Rennison £440,000 (+Bonus £259,000)
- C S Rhodes £350,000 (+Bonus £198,000)
- D J Rigney £350,000 (+Bonus £136,000)
- M P V Wyles £350,000 (+Bonus £199,000)
External links
- Nationwide Building Society
- Nationwide Commercial
- Nationwide UK (Ireland)
- Nationwide Commercial Finance
- Building Societies Association
- Nationwide International Limited – Isle of Man offshore banking
- Nationwide Football – promotional website for football sponsorship
Video clips
- Fishing analogy commercial for savings account
- Brand new customers only (2005) video clip, TV commercial directed by Armando IannucciArmando IannucciArmando Giovanni Iannucci is a Scottish comedian, satirist, writer, director, performer and radio producer. Born in Glasgow, he studied at Oxford University and left graduate work on a PhD about John Milton to pursue a career in comedy....
featuring Mark BentonMark BentonMark Benton is an English actor, perhaps most famous for his roles as Eddie in Early Doors and Howard in Northern Lights.-Life and career:Benton was born in Guisborough, in the North Riding of Yorkshire, England....
(Leagas Deleaney)] - 1998 advert It Pays to Decide - narrated by Paul Vaughan
- The Nation's Building Society c.1998
- 1992 advert when known as Nationwide Anglia