Delta Community Credit Union
Encyclopedia
Delta Community Credit Union is Georgia’s largest credit union
and serves metro Atlanta residents, including individuals, families and employees of organizations such as Delta Air Lines
, Chick-fil-A
, PetSmart
, Aaron Rents and Nestle
. As a not-for-profit, it gives back its earnings to its customers and their local communities. It is a state-chartered credit union
organized under the Georgia Department of Banking and Finance and federally insured by the National Credit Union Share Insurance Fund
.
employees in Atlanta, Georgia
with a stake of only $45 in share capital. On March 8, 1940, Delta Employees Credit Union received a charter entitling it to 20 years of operation. Within a month after its charter was granted, the first Board of Directors was composed. The board voted that membership was open to all Delta employees. By the end of 1940 assets had grown to approximately $2,000.
In 1960, the board was granted a renewal of the credit union's charter. By 1983, assets exceeded $200 million, a first for any credit union in Georgia. Delta Employees Credit Union has been the largest credit union in the state of Georgia since then.
On March 8, 1990, Delta Employees Credit Union celebrated its 50th Anniversary. As part of the celebration, a $50 Savings Bond was presented to each member in good standing.
In July 1994, the credit union adopted a policy of "Once a member, always a member," thus eliminating the stipulation that an individual had to be an active Delta employee to enjoy the benefits offered by the credit union. Membership was also extended to the parents of active and former Delta employees in good standing.,
1995 brought about a couple of milestones for Delta Employees Credit Union. The total number of members eclipsed the 100,000 mark. Membership privileges were extended to include children, grandparents, grandchildren, brothers and sisters of the member and their spouse in good standing. In 2001, domestic partners of members were added to the field of membership.
In October 2005, Delta Employees Credit Union became Delta Community Credit Union to signify its new focus on the community while keeping its Delta Air Lines connection.
In 2008, the field of membership broadened to include residents of specific counties and employees of various companies. Assets exceeded $2.8 billion and membership had grown to over 181,000. In 2010, with over 200,000 members and more than $3.0 billion in assets, Delta Community's mission is to provide quality, fairly priced financial services.
Home Loans
Personal Loans
Checking and Savings Accounts
Online Banking and Bill Pay
Online Deposits
CDs
Visa Credit and Debit Cards
Investments & Insurance
Youth Accounts
Health Savings Accounts
Money Market Accounts
IRAs
Online Banking
Business Loans
Visa Credit and Debit Cards
Business Savings Accounts
Business Money Market Accounts
Merchant Services
through Credit Unions for Kids as well as the American Cancer Society's Relay for Life
in the communities it serves. Credit Union staff members volunteer their time to ensure the success of these fundraisers.
Delta Community Credit Union is an active sponsor of several Chambers of Commerce. They are also proactive in reaching young savers through their Partners in Education program.
Credit union
A credit union is a cooperative financial institution that is owned and controlled by its members and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing other financial services to its members...
and serves metro Atlanta residents, including individuals, families and employees of organizations such as Delta Air Lines
Delta Air Lines
Delta Air Lines, Inc. is a major airline based in the United States and headquartered in Atlanta, Georgia. The airline operates an extensive domestic and international network serving all continents except Antarctica. Delta and its subsidiaries operate over 4,000 flights every day...
, Chick-fil-A
Chick-fil-A
Chick-fil-A |"fillet"]]) is a quick service restaurant chain headquartered in College Park, Georgia, United States, specializing in chicken entrées and is known for promoting the company founder's claims of Christian values. Long associated with the southern United States, where it has been a...
, PetSmart
PetSmart
PetSmart, Inc. is a retail chain doing business in the United States and Canada engaged in the sale of specialty pet supplies and services such as grooming and dog training, PetSmart PetsHotel dog and cat boarding facilities and Doggie Day Care.- History :...
, Aaron Rents and Nestle
Nestlé
Nestlé S.A. is the world's largest food and nutrition company. Founded and headquartered in Vevey, Switzerland, Nestlé originated in a 1905 merger of the Anglo-Swiss Milk Company, established in 1867 by brothers George Page and Charles Page, and Farine Lactée Henri Nestlé, founded in 1866 by Henri...
. As a not-for-profit, it gives back its earnings to its customers and their local communities. It is a state-chartered credit union
Credit union
A credit union is a cooperative financial institution that is owned and controlled by its members and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing other financial services to its members...
organized under the Georgia Department of Banking and Finance and federally insured by the National Credit Union Share Insurance Fund
National Credit Union Share Insurance Fund
The National Credit Union Share Insurance Fund is administered by the National Credit Union Administration for the purpose of providing deposit insurance to protect deposits of credit union members at insured institutions in the United States. It was created in 1970 shortly after the creation of...
.
History
In February 1940, Delta Employees Credit Union was organized by eight Delta Air LinesDelta Air Lines
Delta Air Lines, Inc. is a major airline based in the United States and headquartered in Atlanta, Georgia. The airline operates an extensive domestic and international network serving all continents except Antarctica. Delta and its subsidiaries operate over 4,000 flights every day...
employees in Atlanta, Georgia
Atlanta, Georgia
Atlanta is the capital and most populous city in the U.S. state of Georgia. According to the 2010 census, Atlanta's population is 420,003. Atlanta is the cultural and economic center of the Atlanta metropolitan area, which is home to 5,268,860 people and is the ninth largest metropolitan area in...
with a stake of only $45 in share capital. On March 8, 1940, Delta Employees Credit Union received a charter entitling it to 20 years of operation. Within a month after its charter was granted, the first Board of Directors was composed. The board voted that membership was open to all Delta employees. By the end of 1940 assets had grown to approximately $2,000.
In 1960, the board was granted a renewal of the credit union's charter. By 1983, assets exceeded $200 million, a first for any credit union in Georgia. Delta Employees Credit Union has been the largest credit union in the state of Georgia since then.
On March 8, 1990, Delta Employees Credit Union celebrated its 50th Anniversary. As part of the celebration, a $50 Savings Bond was presented to each member in good standing.
In July 1994, the credit union adopted a policy of "Once a member, always a member," thus eliminating the stipulation that an individual had to be an active Delta employee to enjoy the benefits offered by the credit union. Membership was also extended to the parents of active and former Delta employees in good standing.,
1995 brought about a couple of milestones for Delta Employees Credit Union. The total number of members eclipsed the 100,000 mark. Membership privileges were extended to include children, grandparents, grandchildren, brothers and sisters of the member and their spouse in good standing. In 2001, domestic partners of members were added to the field of membership.
In October 2005, Delta Employees Credit Union became Delta Community Credit Union to signify its new focus on the community while keeping its Delta Air Lines connection.
In 2008, the field of membership broadened to include residents of specific counties and employees of various companies. Assets exceeded $2.8 billion and membership had grown to over 181,000. In 2010, with over 200,000 members and more than $3.0 billion in assets, Delta Community's mission is to provide quality, fairly priced financial services.
Membership
Any resident of Cherokee, Clayton, Cobb, Coweta, DeKalb, Fayette, Forsyth, Fulton, Gwinnett, Hall or Henry Counties in the state of Georgia is eligible for membership. Membership is also extended to current, former or retired employees of various companies throughout the US.Personal Products
Car LoansHome Loans
Personal Loans
Checking and Savings Accounts
Online Banking and Bill Pay
Online Deposits
CDs
Visa Credit and Debit Cards
Investments & Insurance
Youth Accounts
Health Savings Accounts
Money Market Accounts
IRAs
Business Products
Dividend-earning Business Checking AccountsOnline Banking
Business Loans
Visa Credit and Debit Cards
Business Savings Accounts
Business Money Market Accounts
Merchant Services
Community involvement
Delta Community Credit Union participates in national and local fundraisers including sponsorships of Children's Miracle NetworkChildren's Miracle Network
The Children's Miracle Network Hospitals is an international non-profit organization that raises funds for children's hospitals, medical research and community awareness of children's health issues. The organization, founded in 1982 by the Osmond family and John Schneider, is headquartered in...
through Credit Unions for Kids as well as the American Cancer Society's Relay for Life
Relay For Life
Relay For Life is the main volunteer-driven cancer fundraising event of the American Cancer Society. Originating in the United States, the Relay For Life event has spread to 21 countries. Relay events are held in local communities, campus universities, military bases, and in cyberspace...
in the communities it serves. Credit Union staff members volunteer their time to ensure the success of these fundraisers.
Delta Community Credit Union is an active sponsor of several Chambers of Commerce. They are also proactive in reaching young savers through their Partners in Education program.