The Bank of Williams and Rowland was a bank

Bank

A bank is a financial institution that serves as a financial intermediary. The term "bank" may refer to one of several related types of entities:...

 established in the 19th century and operating in Neath

Neath

Neath is a town and community situated in the principal area of Neath Port Talbot, Wales, UK with a population of approximately 45,898 in 2001...

, in south Wales

Wales

Wales is a country that is part of the United Kingdom and the island of Great Britain, bordered by England to its east and the Atlantic Ocean and Irish Sea to its west. It has a population of three million, and a total area of 20,779 km²...

.

The Bank was formed as a result of a business association between Rees Williams of Aberpergwm House

Aberpergwm House

Aberpergwm House is an abandoned and ruinous country house located in Glynneath, Wales. Within the grounds of the house sits the church of St. Cadoc, which is possibly of late medieval origin.-Origins:...

, Glynneath

Glynneath

Glynneath , also spelt Glyn Neath, is a small town, community and electoral ward lying on the River Neath in the county borough of Neath Port Talbot, Wales. It was formerly in the historic county of Glamorgan...

, and John Rowland, both well respected local businessmen, in around 1821. The Bank lasted for nearly 30 years and weathered the Panic of 1825

Panic of 1825

The Panic of 1825 was a stock market crash that started in the Bank of England arising in part out of speculative investments in Latin America, including the imaginary country of Poyais...

, which wrecked many other banks. The Bank’s notes came to be used locally by ‘Country Gentlemen and Farmers’ more so than the Bank of England

Bank of England

The Bank of England is the central bank of the United Kingdom and the model on which most modern central banks have been based. Established in 1694, it is the second oldest central bank in the world...

’s notes. The Bank merged with the Glamorganshire Banking Company in 1836.