Allpoint is an interbank network

Interbank network

An interbank network, also known as an ATM consortium or ATM network, is a computer network that connects the ATMs of different banks and permits these ATMs to interact with the ATM cards of non-native banks....

 in the United States

United States

The United States of America is a federal constitutional republic comprising fifty states and a federal district...

 connecting ATMs

Automated teller machine

An automated teller machine or automatic teller machine, also known as a Cashpoint , cash machine or sometimes a hole in the wall in British English, is a computerised telecommunications device that provides the clients of a financial institution with access to financial transactions in a public...

 in all 50 states. It advertises itself as being "America's Largest Surcharge

ATM usage fees

ATM usage fees are the fees that many banks and interbank networks charge for the use of their Automated Teller Machines . In some cases, these fees are assessed solely for non-members of the bank; in other cases, they apply to all users...

-Free ATM Network", with "1 in every 12 ATMs" being part of its network. It is the youngest of the American interbank networks, having been founded only in 2003 and also being the first network to be founded in over 20 years.

Allpoint is notable for not charging fees to customers of member banks. This contrasts with most U.S. ATM networks that charge fees to customers using an ATM at any location other than their own bank.