2008 Nevada budget crisis
Encyclopedia
The 2008 budget crisis in Nevada
Nevada
Nevada is a state in the western, mountain west, and southwestern regions of the United States. With an area of and a population of about 2.7 million, it is the 7th-largest and 35th-most populous state. Over two-thirds of Nevada's people live in the Las Vegas metropolitan area, which contains its...

is an ongoing fiscal crisis in which the state faces a budget shortfall of at least $
United States dollar
The United States dollar , also referred to as the American dollar, is the official currency of the United States of America. It is divided into 100 smaller units called cents or pennies....

1.2 billion out of a $6.8 billion budget. The budget crisis is a result of the larger subprime mortgage crisis
Subprime mortgage crisis
The U.S. subprime mortgage crisis was one of the first indicators of the late-2000s financial crisis, characterized by a rise in subprime mortgage delinquencies and foreclosures, and the resulting decline of securities backed by said mortgages....

 and the late-2000s recession.

The budget shortfall resulted in Governor of Nevada Jim Gibbons and the Nevada State Legislature making large cuts to many state programs and agencies.

Origins

As the fastest growing state in the U.S. during the United States housing bubble
United States housing bubble
The United States housing bubble is an economic bubble affecting many parts of the United States housing market in over half of American states. Housing prices peaked in early 2006, started to decline in 2006 and 2007, and may not yet have hit bottom as of 2011. On December 30, 2008 the...

, Nevada was hit especially hard by subprime mortgage crisis
Subprime mortgage crisis
The U.S. subprime mortgage crisis was one of the first indicators of the late-2000s financial crisis, characterized by a rise in subprime mortgage delinquencies and foreclosures, and the resulting decline of securities backed by said mortgages....

. The Nevada Policy Research Institute
Nevada Policy Research Institute
The Nevada Policy Research Institute is a private non-profit, free-market and limited-government policy research organization based in Las Vegas, Nevada...

 argues that the state government raised taxes during an economic boom and increased government spending more than 20% in 2004. The shortfall for 2008 and 2009 resulted from, they argue, government spending money at unsustainable levels.

Las Vegas Housing Crisis

The libertarian Nevada Policy Research Institute blames the financial crisis in Nevada, especially Las Vegas, on poor monetary policies, moral hazards created by government bailouts, and bad regulations such as the Community Reinvestment Act
Community Reinvestment Act
The Community Reinvestment Act is a United States federal law designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods...

 and the Security and Exchange Commission allowing several investment banks to increase their capital ratios. The result, according to NPRI was to rapidly increase home prices in Nevada, from a median level of about $130,000 to about $330,000 in less than 3 years.

NPRI created a chart that documents this rapid rise in home prices. It can be viewed here:http://npri.org/docLib/20081013_Chart_Las_Vegas_Home_Prices.pdf

Solving the Budget Crisis

Several camps have emerged with solutions to solving the budget crisis.

Governor Jim Gibbons has successfully pushed for spending cuts, which have so far allowed Nevada to balance its budget. Gibbons has opposed placing limits on government spending and currently opposes raising taxes.

State Assembly Speaker Barbara Buckley has proposed restructuring the tax code so it is less reliant on gaming and sales taxes which she claims makes up more than 60% of the general fund revenue. She also supports increasing the rainy day fund. Barbara Buckley is supported by Nevada System of Higher Education Chancellor Jim Rogers and TV personality Jon Ralston.

The Nevada Policy Research Institute supports balancing the budget by reducing spending but argues that Nevada needs spending limits and a larger rainy day fund. NPRI, state senator Bob Beers and Chuck Muth
Chuck Muth
Chuck Muth is President and CEO of Citizen Outreach and a professional political communications consultant.He is a former executive director of the American Conservative Union, a National Chairman of the Republican Liberty Caucus, a Clark County, Nevada GOP chairman and former Nevada Republican...

 of Citizen Outreach all oppose raising taxes.

See also

  • Subprime mortgage crisis
    Subprime mortgage crisis
    The U.S. subprime mortgage crisis was one of the first indicators of the late-2000s financial crisis, characterized by a rise in subprime mortgage delinquencies and foreclosures, and the resulting decline of securities backed by said mortgages....

  • 2008-2009 California budget crisis
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