Shelter Insurance Company is a mutual insurance

Mutual insurance

A mutual insurance company is an insurance company which has no shareholders but instead is owned entirely by its policyholders. The primary form of financial business set up as a mutual company in the United States has been mutual insurance. Under this idea, what would have been profits are...

 company which focuses on Auto, Life

Life insurance

Life insurance is a contract between an insurance policy holder and an insurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of the insured person. Depending on the contract, other events such as terminal illness or critical illness may also trigger...

, Home

Home insurance

Home insurance, also commonly called hazard insurance or homeowner's insurance , is the type of property insurance that covers private homes...

, Business, and Farm coverage. It operates in fourteen U.S. states and the headquarters is in Columbia, Missouri

Columbia, Missouri

Columbia is the fifth-largest city in Missouri, and the largest city in Mid-Missouri. With a population of 108,500 as of the 2010 Census, it is the principal municipality of the Columbia Metropolitan Area, a region of 164,283 residents. The city serves as the county seat of Boone County and as the...

.

Shelter was founded in 1946 as the insurance subsidiary of the Missouri Farmers Association (the same company as MFA Incorporated

MFA Incorporated

MFA Incorporated is a Midwest-based regional agricultural Cooperative serving more than 45,000 farmer/owners in Missouri and adjacent states.Founded on March 10, 1914, MFA was organized in Brunswick, Missouri at the Newcomer School. William Hirth was MFA's first president, serving until his death...

), and was called M.F.A. Insurance. The Shelter name came from the company's most famous slogan, "M.F.A is your Shield of Shelter". In 1981, the name was changed to Shelter Insurance. The company's headquarters remained in Columbia. The Shelter Insurance Gardens are located at the company headquarters in Columbia.

The Shelter Insurance family of companies includes:

• Shelter Mutual Insurance Company
• Shelter General Insurance Company
• Shelter Life Insurance Company
• Daniel Boone Underwriters, LLC
• Shelter Enterprises, LLC
• Shelter Reinsurance Company
• Shelter Financial Services, Inc.
• Shelter Financial Corporation
• Shelter Benefits Management Inc.
• Shelter Financial Bank

States where Shelter Insurance operates

Arkansas, Colorado, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Nebraska, Nevada, Oklahoma, Tennessee

Lines of Insurance actively sold

• Apartment Owners
• Automobile
• Boatowners
• Business
• Commercial Fire
  Property insurance
  Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance or boiler insurance. Property is insured in two main...
  
  
• Dwelling Fire
  Property insurance
  Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance or boiler insurance. Property is insured in two main...
  
  
• Farm Fire
  Property insurance
  Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance or boiler insurance. Property is insured in two main...
  
  
• Farm Liability
  Liability insurance
  Liability insurance is a part of the general insurance system of risk financing to protect the purchaser from the risks of liabilities imposed by lawsuits and similar claims. It protects the insured in the event he or she is sued for claims that come within the coverage of the insurance policy...
  
  
• Farmowners
• General Liability
  Liability insurance
  Liability insurance is a part of the general insurance system of risk financing to protect the purchaser from the risks of liabilities imposed by lawsuits and similar claims. It protects the insured in the event he or she is sued for claims that come within the coverage of the insurance policy...
  
  
• Homeowners
  Home insurance
  Home insurance, also commonly called hazard insurance or homeowner's insurance , is the type of property insurance that covers private homes...
  
  
• Inland Marine
  Marine insurance
  Marine insurance covers the loss or damage of ships, cargo, terminals, and any transport or cargo by which property is transferred, acquired, or held between the points of origin and final destination....
  
  
• Life
  Life insurance
  Life insurance is a contract between an insurance policy holder and an insurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of the insured person. Depending on the contract, other events such as terminal illness or critical illness may also trigger...
  
  
• Personal Umbrella
  Umbrella insurance
  Umbrella insurance refers to a liability insurance policy that protects the assets and future income of the policyholder above and beyond the standard limits on their primary policies...