Shared Check Authorization Network
Encyclopedia
Shared Check Authorization Network (SCAN) is a comprehensive database
of bad check writers in the United States
. The database is used by retailers in order to reduce the number of bad checks received. The database keeps track of those who have written outstanding bad checks to any retailer using the system, and retailers can determine, based on these records, whether or not to accept a check from a particular accountholder.
Retailers using the SCAN system have at least one scanner in the store, and often one at every register, that is used to scan checks that are written. The scanner reads the account number and compares it with the database of checking account numbers for which bad checks have been written to any participating retailer and not repaid. If the account number matches one in the system, the retailer will be notified, and will not likely accept the check.
SCAN also operates a collection service on bad checks that are written.
Database
A database is an organized collection of data for one or more purposes, usually in digital form. The data are typically organized to model relevant aspects of reality , in a way that supports processes requiring this information...
of bad check writers in the United States
United States
The United States of America is a federal constitutional republic comprising fifty states and a federal district...
. The database is used by retailers in order to reduce the number of bad checks received. The database keeps track of those who have written outstanding bad checks to any retailer using the system, and retailers can determine, based on these records, whether or not to accept a check from a particular accountholder.
Retailers using the SCAN system have at least one scanner in the store, and often one at every register, that is used to scan checks that are written. The scanner reads the account number and compares it with the database of checking account numbers for which bad checks have been written to any participating retailer and not repaid. If the account number matches one in the system, the retailer will be notified, and will not likely accept the check.
SCAN also operates a collection service on bad checks that are written.