Pacific Capital Bancorp operates 49 branches between Los Angeles

Los Ángeles

Los Ángeles is the capital of the province of Biobío, in the commune of the same name, in Region VIII , in the center-south of Chile. It is located between the Laja and Biobío rivers. The population is 123,445 inhabitants...

, California

California

California is a state located on the West Coast of the United States. It is by far the most populous U.S. state, and the third-largest by land area...

 and San Jose

San Jose, California

San Jose is the third-largest city in California, the tenth-largest in the U.S., and the county seat of Santa Clara County which is located at the southern end of San Francisco Bay...

, California under the name Santa Barbara Bank & Trust. Pacific Capital Bancorp also owns Morton Capital Management and RE Wacker & Associates. It is headquartered in Santa Barbara, California

Santa Barbara, California

Santa Barbara is the county seat of Santa Barbara County, California, United States. Situated on an east-west trending section of coastline, the longest such section on the West Coast of the United States, the city lies between the steeply-rising Santa Ynez Mountains and the Pacific Ocean...

.

In financial difficulties after the recession, the tax division was sold to Santa Barbara Tax Products Group

Santa Barbara Tax Products Group

Santa Barbara Tax Products Group was established upon the sale of the Tax Products Business Unit of Santa Barbara Bank & Trust . Headquartered in Santa Barbara, California, Pacific Capital Bancorp is the holding company for Pacific Capital bank, N.A., a nationally chartered bank that operates...

 and Gerald J. Ford

Gerald J. Ford

Gerald J. Ford is a successful Texas banker known for buying and selling thrift banks. Ford bought his first bank in 1975 for $1.2 million and later sold it for a profit of $80 million....

bought a 91% stake in the company in 2010.