Established in 1994 under the Bulgarian Law on Banking and Credit Activities, Raiffeisenbank (Bulgaria) EAD is fully licensed for operations in Bulgaria and abroad. Raiffeisenbank is a universal bank, providing a full range of banking products and services to large corporate customers, small and medium-sized enterprises, retail clients and institutional clients. As of 30 December 2010 total assets amounted to BGN 6.56 billion ranking Raiffeisenbank the fourth largest bank in the country. Over 3000 employees of Raiffeisenbank service more than 730 000 customers through a network of 188 branches.
Raiffeisenbank (Bulgaria) EAD has also built an Agent Network of mobile bank consultants.

Raiffeisenbank (Bulgaria) is a 100 % subsidiary
of Raiffeisen Bank International AG (RBI). RBI regards both Austria and Central and Eastern Europe (CEE) as its home market. In CEE, RBI operates a network of subsidiary banks, leasing companies and a range of other specialised financial service providers in 17 markets.

Around 60,000 RBI employees service about 13.5 million customers through around 3,000 business outlets, the great majority of which are located in CEE. RBI is a fully consolidated subsidiary of Raiffeisen Zentralbank Oesterreich AG (RZB). RZB indirectly owns around 78.5 per cent of the common stock, the remainder is in free float. RBI's shares are listed on the Vienna Stock Exchange.

Companies

Raiffeisenbank (Bulgaria) EAD has shares in the following companies:

• Raiffeisen Services EAD
• Raiffeisen Leasing Bulgaria OOD
• Raiffeisen Asset Management (Bulgaria) EAD
• Raiffeisen Insurance Broker EOOD
• Raiffeisen Real Estates EOOD
• Raiffeisen Factoring EOOD

Awards

• “Mystery Shopper” award in the “Bank of the Year” 2010 Contest (Bank of the Year Association)
• “Investor in Society” award 2010 (Bulgarian Business Leaders Forum)
• ENGAGE award to recognize the employer engagement in the social policy of Raiffeisenbank in 2010 (International Business Leaders Forum)
• “Encouragement of Donations” award 2010 (Human Resources in Bulgaria and EU Integration Foundation during its “Social Services Manager” awards)
• “Bank of the Year” 2002, 2003 and 2007), together with a “Bank of the Customer” 2004 of Pari daily
• “Bank of the Year” 2005, 2006, 2008 of The Banker
• “Best bank” in Bulgaria 2005, 2008 of Global Finance
• “Best Foreign Bank in Bulgaria” 1996, 1997, 1999 and 2000) of Euromoney
• “Best International Bank” of Central European, 1998 and 1999
• “Bulgarian Bank of Decade” 1999 of Central European
• “EUR Straight-Through Processing (STP) Excellence” award) for seven years in a row for the period 2004-2010 of Deutsche Bank

Corporate Social Responsibility

Raiffeisenbank’s donation initiative “Choose to help” which started in 2009 is part of the bank’s corporate social responsibility policy and aims at supporting charity initiatives in four basic categories: health, ecology, social projects and projects in the filed of education and culture.