OP-Pohjola Group
OP-Pohjola Group comprises 229 independent member co-operative banks and the Group's statutory central institution, OP Bank Group Central Co-operative.

The subsidiaries of the OP Bank Group Central Co-operative and their products include:
  • Pohjola Bank plc (until March 2008 OKO Bank plc), a commercial bank
    Commercial bank
    After the implementation of the Glass–Steagall Act, the U.S. Congress required that banks engage only in banking activities, whereas investment banks were limited to capital market activities. As the two no longer have to be under separate ownership under U.S...

    , the largest subsidiary of the Central Co-operative
  • Helsinki OP Bank, retail banking
    Retail banking
    Retail banking is banking in which banking institutions execute transactions directly with consumers, rather than corporations or other banks. Services offered include: savings and transactional accounts, mortgages, personal loans, debit cards, credit cards, and so forth.-Types of...

     in the Greater Helsinki
    Greater Helsinki
    Greater Helsinki and the smaller Helsinki Metropolitan Area or Capital Region refer to two regions of different size surrounding Helsinki, the capital of Finland...

     region, where no OP-Pohjola Group co-operative banks are present. Previously Helsinki OP Bank was called Okopankki and was a subsidiary of Pohjola Bank.
  • OP-Henkivakuutus, life- and general insurance
    In law and economics, insurance is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for payment. An insurer is a company selling the...

  • OP-Rahastoyhtiö, mutual funds
    Collective investment scheme
    A collective investment scheme is a way of investing money alongside other investors in order to benefit from the inherent advantages of working as part of a group...

  • OP-Asuntoluottopankki, mortgage loans
  • OP-Kotipankki, unsecured loans
  • FD Finanssidata, Information technology
    Information technology
    Information technology is the acquisition, processing, storage and dissemination of vocal, pictorial, textual and numerical information by a microelectronics-based combination of computing and telecommunications...

    solutions for the group
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