Michael Moriarty (government official)
Encyclopedia
Michael Moriarty is the Deputy Superintendent
Deputy Superintendent
Deputy superintendent, or deputy superintendent of police , was a rank used by police forces of the British Empire. In some territories it was called Deputy District Superintendent of police ....

 for Property and Capital Markets in the New York State Insurance Department
New York State Insurance Department
The New York State Insurance Department is the State regulating agency responsible for supervising and regulating all insurance business in New York State. It is regarded in the industry as one of the most state-of-the-art insurance regulating agencies. The Superintendent is James J...

.http://www.ins.state.ny.us/press/2007/p0705081.htm

New York State Insurance Department

He oversees the licensing, examination, and regulation of all property-casualty insurers, and the capital markets and risk management
Risk management
Risk management is the identification, assessment, and prioritization of risks followed by coordinated and economical application of resources to minimize, monitor, and control the probability and/or impact of unfortunate events or to maximize the realization of opportunities...

 activities of insurance companies. He also oversees the regulation of captive insurance companies.http://www.businessinsurance.com/cgi-bin/industryFocus.pl?departmentId=105&issueDate=2007-06-17 Moriarty reports to James J. Wrynn, the Superintendent of Insurance for New York State.

Earlier, he was the Director of the Department’s Capital Markets Bureau, which oversees the capital markets and risk management activities of New York-licensed insurers.

Catastrophe bonds

Moriarty has been at the forefront of state regulatory efforts to have U.S. regulators encourage the development of insurance securitization
Securitization
Securitization is the financial practice of pooling various types of contractual debt such as residential mortgages, commercial mortgages, auto loans or credit card debt obligations and selling said consolidated debt as bonds, pass-through securities, or Collateralized mortgage obligation , to...

s through catastrophe bond
Catastrophe bond
Catastrophe bonds are risk-linked securities that transfer a specified set of risks from a sponsor to investors...

s in the United States instead of off-shore, through encouraging two different methods — protected cells and special purpose reinsurance vehicles.http://commdocs.house.gov/committees/bank/hba84418.000/hba84418_0.HTM

Education

Moriarty began his career in the Department in 1979, after receiving a BS
BS
BS, B.S., Bs or bs may refer to:-Academics:*Bachelor of Science degree, also abbreviated BSc*Bachelor of Surgery*Behavioural sciences-Standards:*Venezuelan bolívar's currency sign*Bolivian boliviano's currency sign...

 in accounting from the City University of New York
City University of New York
The City University of New York is the public university system of New York City, with its administrative offices in Yorkville in Manhattan. It is the largest urban university in the United States, consisting of 23 institutions: 11 senior colleges, six community colleges, the William E...

. He also holds an Associate in Reinsurance and an Associate in Insurance Accounting & Finance from the Insurance Institute of America.http://www.ins.state.ny.us/press/1999/p9910041.htm

Award

In 2005, the National Association of Insurance Commissioners
National Association of Insurance Commissioners
The National Association of Insurance Commissioners is an Internal Revenue Code Section 501 non-profit organization which seeks to organize the regulatory and supervisory efforts of the various state insurance commissioners from around the United States. The NAIC was formed in 1871. Its current...

 (NAIC) awarded Moriarty their most prestigious honor, the Dineen Award, for leading the successful reorganization of the NAIC's Securities Valuation Office.http://www.ins.state.ny.us/press/2005/p0512061.htmhttp://www.insurancejournal.com/magazines/east/2007/06/04/people/81216.htmhttp://www.naic.org/Releases/2005_docs/dineen.htm

Family

Moriarty lives in Middle Village, Queens
Queens
Queens is the easternmost of the five boroughs of New York City. The largest borough in area and the second-largest in population, it is coextensive with Queens County, an administrative division of New York state, in the United States....

, New York, with his wife Natalie and their son Danny.http://timesnewsweekly.com/Archives2007/Apr.-Jun.2007/051007/NewFiles/DEPUTY.html
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