Investor education
Encyclopedia
Investor education is a term used to describe programs and information to help individuals make informed investment decisions
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In 2005, The British Columbia Securities Commission (BCSC) funded the Eron Mortgage Study. It was the first systematic study of a single investment fraud, focusing on more than 2,200 Eron Mortgage investors. Among other things, the report identified that investors approaching retirement without adequate resources and affluent middle-aged men were vulnerable to investment fraud. The report suggests investor education will become even more important as the baby boomer generation enters retirement.
Other regulators and self-regulatory organizations in the U.S., U.K. and Australia have also funded investor education studies. The Organization for Economic Co-operation and Development (OECD) says there is much to do and learn about financial education programs. In a 2005 report, it called for increased awareness to emphasize the need for financial literacy among all age groups and income levels.
Investment decisions
Investment decisions are made by investors and investment managers.Investors commonly perform investment analysis by making use of fundamental analysis, technical analysis, screeners and gut feel.Investment decisions are often supported by decision tools...
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Studies and Research
In 2006,Canadian securities regulators commissioned two national investor surveys to gauge people’s knowledge and experience with investments and fraud. The results from both studies demonstrated there is a need better to educate and inform investors about capital markets and investment fraud. Education in this area is particularly important as investors take on more risk and responsibility of managing their retirement savings, and a large baby boomer population enters the retirement years across North America.In 2005, The British Columbia Securities Commission (BCSC) funded the Eron Mortgage Study. It was the first systematic study of a single investment fraud, focusing on more than 2,200 Eron Mortgage investors. Among other things, the report identified that investors approaching retirement without adequate resources and affluent middle-aged men were vulnerable to investment fraud. The report suggests investor education will become even more important as the baby boomer generation enters retirement.
Other regulators and self-regulatory organizations in the U.S., U.K. and Australia have also funded investor education studies. The Organization for Economic Co-operation and Development (OECD) says there is much to do and learn about financial education programs. In a 2005 report, it called for increased awareness to emphasize the need for financial literacy among all age groups and income levels.
See also
- Canadian Securities AdministratorsCanadian Securities AdministratorsThe Canadian Securities Administrators is an association of provincial and territorial securities regulators in Canada.-List of securities regulators:* BC: British Columbia Securities Commission*: jointly regulates the TSX Venture Exchange...
- British Columbia Securities CommissionBritish Columbia Securities CommissionThe British Columbia Securities Commission is a regulatory agency which administers and enforces securities legislation in the Canadian province of British Columbia.-See also:* Canadian securities regulation* Securities Commission...
- Canadian Securities AdministratorsCanadian Securities AdministratorsThe Canadian Securities Administrators is an association of provincial and territorial securities regulators in Canada.-List of securities regulators:* BC: British Columbia Securities Commission*: jointly regulates the TSX Venture Exchange...
- Ontario Securities CommissionOntario Securities CommissionThe Ontario Securities Commission is a regulatory agency which administers and enforces securities legislation in the Canadian province of Ontario...
- Autorité des marchés financiers (Québec)Autorité des marchés financiers (Québec)The Autorité des marchés financiers is the body mandated by the government of Québec to regulate the province's financial markets and provide assistance to consumers of financial products and services....
- North American Securities Administrators AssociationNorth American Securities Administrators AssociationThe North American Securities Administrators Association , founded in Kansas in 1919, is the oldest international investor protection organization. NASAA is an association of state securities administrators who are charged with the responsibility to protect consumers who purchase securities or...
- United States Securities and Exchange Commission (SEC)
- Financial Services AuthorityFinancial Services AuthorityThe Financial Services Authority is a quasi-judicial body responsible for the regulation of the financial services industry in the United Kingdom. Its board is appointed by the Treasury and the organisation is structured as a company limited by guarantee and owned by the UK government. Its main...