AllClear ID
Encyclopedia
AllClear ID, released in 2010, is an identity theft
Identity theft
Identity theft is a form of stealing another person's identity in which someone pretends to be someone else by assuming that person's identity, typically in order to access resources or obtain credit and other benefits in that person's name...

 protection product from the company Debix
Debix
Debix is a credit monitoring service based out of Austin, Texas. The company was founded in 2004 and reports to have protected over 800,000 consumers since. Debix provides data breach solutions for organizations as well as consumer protection through its OnCall Credit Monitoring. Major clients...

. Debix was founded in 2004 and uses patented technology to alert customers of potential fraud.

According to the AllClear ID website, the company “set out to change the rules of identity theft protection. To become the first ever to offer 100% free, essential identity protection available to everyone”. The company received a significant amount of press following the release of a research study with Carnegie Mellon CyLab on child identity theft in April 2011.

In May 2011, following the Sony PlayStation Network outage
PlayStation Network outage
The PlayStation Network outage was the result of an "external intrusion" on Sony's PlayStation Network and Qriocity services, in which personal details from approximately 77 million accounts were stolen and prevented users of PlayStation 3 and PlayStation Portable consoles from playing online...

, Sony
Sony
, commonly referred to as Sony, is a Japanese multinational conglomerate corporation headquartered in Minato, Tokyo, Japan and the world's fifth largest media conglomerate measured by revenues....

 announced that they would be offering all PlayStation Network and Qriocity
Qriocity
Sony Entertainment Network , formerly called Qriocity , is a trading name for Sony Corporation's streaming music, games, e-books and video on demand services. A video streaming service with the name has been available in the United States since April 2010...

 account holders in the United States one free year of AllClear ID Plus.

Products

The company currently offers two identity protection products. AllClear ID Free provides Internet surveillance, attack reporting and identity repair. The internet surveillance feature is done electronically, scanning online information in chat rooms, file sharing networks and more for evidence of identity information found online. To sign up, a name, e-mail address, and date of birth are required.

AllClear ID Pro includes an ID Theft insurance policy, credit monitoring for $9.95 a month. The service is powered by Debix, an electronic system which tracks identity attacks and delivers the information to its customers via telephone. AllClear ID Pro was ranked second overall in Javelin’s Fifth Annual ID Protection Services Scorecard, with Identity Guard placing first. In the category of Restoration, AllClear ID tied for first alongside Identity Force and Royal.

Child Identity Theft

In 2011 AllClear ID worked with Richard Power, a distinguished fellow at Carnegie Mellon University
Carnegie Mellon University
Carnegie Mellon University is a private research university in Pittsburgh, Pennsylvania, United States....

 CyLab, to create a report on their child ID theft data. Using the data supplied by AllClear ID, Power completed the largest report ever done on child identity theft
Identity theft
Identity theft is a form of stealing another person's identity in which someone pretends to be someone else by assuming that person's identity, typically in order to access resources or obtain credit and other benefits in that person's name...

. From the database of over 40,000 children, Power found that 10.2% had someone else using their Social Security numbers. This rate was 51 times greater than the 0.2% rate of identity theft found in adults in the same population.

Jeff Rossen of the Today Show led a follow-up investigation, interviewing victims of child identity theft. Investigators were able to hunt down the child impostors who were still living and working using a child's Social Security number.

In July 2011, Holland, along with leaders from the Social Security Administration
Social Security Administration
The United States Social Security Administration is an independent agency of the United States federal government that administers Social Security, a social insurance program consisting of retirement, disability, and survivors' benefits...

, Identity Theft 911, The Identity Theft Resource Center, and more, spoke at Stolen Futures, the FTC
FTC
FTC may refer to:- Organizations :* Federal Trade Commission, a US agency for consumer protection* Ferencvárosi TC, a Hungarian sports club* Financial Training Center Limited, a training institution in Tanzania...

forum on Child Identity Theft. There he presented the findings from the CyLab report on child identity theft, as well as findings from follow up data sampling since the report release.
The source of this article is wikipedia, the free encyclopedia.  The text of this article is licensed under the GFDL.
 
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