Abortion fund
Encyclopedia
An abortion fund is a non-profit organization
Non-profit organization
Nonprofit organization is neither a legal nor technical definition but generally refers to an organization that uses surplus revenues to achieve its goals, rather than distributing them as profit or dividends...

 that provides financing for abortions to indigent women who cannot afford the fees. Abortion funds are widespread in countries like the United States of America where there is no national healthcare plan and where health insurance
Health insurance
Health insurance is insurance against the risk of incurring medical expenses among individuals. By estimating the overall risk of health care expenses among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is...

 policies may not cover abortions.

Abortion funds rarely provide grants for the entire procedure. Instead, clients are interviewed individually and expected to raise as much as possible out-of-pocket
Out-of-pocket expenses
Out-of-pocket expenses are direct outlays of cash which may or may not be later reimbursed.In operating a vehicle, gasoline, parking fees and tolls are considered out-of-pocket expenses for the trip...

, with the remainder provided by the fund in some combination of grant and/or repayable loan. Some funds will combine resources with other funds to increase the grant or loan total. This greatly increases the number of procedures that abortion funds can finance. However, since clients typically have poor credit, loans are given at modest interest rates, and funds do not employ aggressive collection tactics against their debtors, the abortion funds are still heavily dependent on donations and outside grants for their functioning. Most abortion funds are entirely staffed by volunteers, although a few of the larger funds have some paid administrative staff.

Most abortion funds are local and serve a particular region or metropolitan area, and are funded primarily by local donors and grant-making institutions. Some grants are only available to minors or young teenagers. Some abortion funds are related to a specific clinic, with funds available only for patients of that clinic. The National Network of Abortion Funds is an umbrella group for local abortion funds in the United States.

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