Everything I have ever read about "the fate of the universe", or its 'creation', is utter nonsense.

WE DO NOT KNOW. And maybe never will.

Meanwhile I do know that both Creationists and "Big Bangers" have it wrong.

If pushed I will say that I tend to believe in "Steady State" theory and I can say why, but not unless pushed, because I do not actually believe in any cosmology.

I agree with Socrates. My only claim to wisdom is that I know I am ignorant, but of course I offer opinions.

Always remember one thing dont think about that how universe begin but instead of this try make laws on physics that would govern the present state of universe.