I just turned 62. I work full-time and do not plan to retire from my profession for a few years. My question is: If I were to apply for retirement benefits now, would I receive anything from the SSA. How is what I would receive, until I retire outright, figured. I'm trying to decide if I want to wait til I reach full benefit status at age 66 something or begin drawing now. I don't know how this works. Thanks for your experience and input.